Features and benefits

  • No hidden charges

    No hidden charges

    Our personal loan for Cognizant employees has no undisclosed fees. Get 100% transparency by reading the terms and conditions before applying.

  • Instant approval

    Instant approval

    Get your loan approved within 5 minutes once you meet our simple eligibility criteria.

  • Money in 24 hours*

    Money in 24 hours*

    Receive the funds in your bank account within the same day* of approval to address immediate needs with ease.

  • Flexible repayment tenor

    Flexible repayment tenor

    Repay your loan at your convenience within a tenor that can go up to 96 months. Calculate your personal loan EMIs with our handy online tool.

  • Online loan tracking

    Online loan tracking

    Manage your loan 24/7 with My Account, our customer portal. Use it to stay updated about your EMIs, outstanding loan amount, and more.

  • Zero collateral

    Zero collateral

    Obtain a personal loan for Cognizant employees without pledging any assets as security.

  • Simple paperwork

    Simple paperwork

    Submit only the essential documents required for a personal loan to speed up and simplify the application process.

  • Flexi loan benefits

    Flexi loan benefits

    Use our Flexi facility to reduce your EMI by up to 45%* by paying interest-only monthly instalments.

  • Special offer

    Special offer

    Our pre-approved offers for personal loans for Cognizant employees further expedite borrowing. Check your pre-approved offer today.

Cognizant is an MNC providing IT, consulting, technology, and enterprise services across industries like banking, insurance, life sciences, education and consumer goods. It has worldwide delivery centres across major Indian cities such as Gurgaon, Hyderabad, Bangalore, Pune, Mumbai, and Chennai. Our personal loan for Cognizant employees across India is easy to apply for.

On meeting the simple eligibility criteria and submitting basic paperwork, Cognizant employees can get financing for essential expenses on education, travel, medical treatment, home renovation, or more.

Get instantly approved for a personal loan from Bajaj Finserv and borrow up to Rs. 40 lakh without collateral. Our nominal interest rates and 100% transparent fees and charges make repayment easy.

*Terms and conditions apply

Read More Read Less

Eligibility criteria

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

Meet the simple personal loan eligibility criteria for a personal loan for Cognizant employees to increase your chances of getting fast approval.

*Terms and conditions apply

Interest rates and charges

Cognizant employees get personal loans at attractive interest rates and competitive fees and charges.

How to apply for a personal loan for Cognizant employees?

Use this simple guide to apply for a personal loan from Bajaj Finserv:

  1. 1 Click ‘APPLY ONLINE’ to view our concise online application form
  2. 2 Share your phone number and verify your profile with an OTP
  3. 3 Enter your KYC, income, and employment details to complete the form
  4. 4 Upload the necessary documents and submit the form online

Our representative will call you soon after to guide you further on the borrowing process.