Personal Loan for Freelancers

Freelancing has become a popular job choice that gives you flexibility and freedom. But when your income changes every month, it can be hard to handle sudden expenses. Personal loans for freelancers give you a money safety net when you need it most. These loans help you expand your business, buy equipment, or pay for personal needs. Before we dive in, did you know you might already have a loan offer waiting? 

✅ You can check your pre-approved loan offer in just 2 steps - it's that simple.

Flexible loan amount

You can apply for money that fits your needs, from small amounts to big loans, depending on the bank and your income. With a Bajaj Finserv Personal Loan, you can get up to Rs. 55 lakh with very little paperwork.

No security needed

Freelancers can get personal loans without giving any property or valuables as security. This makes it easy and simple, even if you don't own a house or car.

Why this helps: You don't have to worry about losing your belongings if something goes wrong.

Quick approval and money transfer

Freelancers get their money fast. With a Bajaj Finserv Personal Loan, you can get funds in as little as 24 hours*. This is perfect when you need money urgently for your work or personal needs.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan with just your phone number and OTP – no need to visit the branch.

Choose your repayment period

Personal loan come with flexible payment plans. With a Bajaj Finserv Personal Loan, you can choose to pay back anywhere from 12 months to 96 months. This flexibility lets freelancers pick a payment period that fits their money planning and income schedule.

Smart tip: Pick a longer time if you want smaller monthly payments, or shorter time if you want to finish quickly.

Very little paperwork

Unlike business loans, personal loans for freelancers need less documents. Lenders mainly want to see your income proof, bank statements, and credit history. This makes everything faster and easier.

Eligibility criteria

To get a personal loan as a freelancer, you need to meet certain basic requirements. For a Bajaj Finserv Personal Loan, here are the personal loan eligibility criteria needed:

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.