Features and benefits

  • Quick approval

    Quick approval

    A personal loan for railway employees by Bajaj Finserv offers instant approval within minutes of applying online.

  • Same-day* disbursal

    Same-day* disbursal

    Upon approval document verification, the money is transferred to your bank account within 24 hours*.

  • Adjustable tenor

    Adjustable tenor

    Pick a tenor going up to 96 months and use the online personal loan calculator to arrive at a comfortable EMI.

  • Simple documents

    Simple documents

    The personal loan for railway employees requires basic essential paperwork for approval.
  • No-stress application

    No-stress application

    Use our easy application form online to apply for a personal loan from the comfort of your home.

  • Zero hidden charges

    Zero hidden charges

    There are no undisclosed fees attached to the personal loan. Read the terms and conditions before applying.
  • Flexi personal loan

    Flexi personal loan

    The personal loan for railway employees offers Flexi loan benefits. Lower your EMIs by up to 45%* for easy payment.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv offers personalised offers to its existing customers for instant finance.

  • Online customer portal

    Online customer portal

    Use Experia to manage your loan account on the go. Track EMIs, view statements and more with digital account access.

The personal loan for railway employees by Bajaj Finserv is a hassle-free solution for your financing goals. The attractive rates and charges ensure that you can access the funds for your immediate or unplanned expenses. Simply meet the basic eligibility criteria and hand over the necessary documents for verification to get money in the bank without delay.

Borrow up to Rs. 40 lakh and use the funds as required. The application process is further simplified when using our Personal Loan Eligibility Calculator to estimate your loan amount. That way, you can apply for funding as per your repayment capacity.

Use our Flexi loan privileges to reduce your EMIs by up to 45%*. It allows you to streamline your finances, with interest-only payments. If you are an existing customer with Bajaj Finserv, expect a pre-approved offer for your loan. The personalised offer enables you to get funding swiftly.

Read More Read Less

Eligibility criteria

Read through the eligibility criteria and documents required for a personal loan for railway employees by Bajaj Finserv.

  • Nationality



  • Age


    21 years to 80 years*

  • Work status

    Work status


  • Employment


    Public or private employment with the Indian railway system

  • CIBIL Score

    CIBIL Score

    685 or higher

Fees and charges

Bajaj Finserv offers attractive interest rates on personal loans to ensure easy repayment, with manageable monthly instalments that suit your finances.

How to apply

Follow this simple guide to apply for a personal loan online:

  1. 1 Click on ‘Apply Online’ to view our short and simple application form
  2. 2 Share your phone number and authenticate your profile with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Enter the loan amount and submit the application

Our representative will call you to guide you on the next steps.

*Conditions apply