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Bajaj Finserv App

Personal Loan
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Instant Loan for Railway Employees

Bajaj Finserv brings personal loan for railway employees to more than 13 lakh individuals employed in this sector. These loans can be utilised by borrowers to meet multiple financial objectives without any limitation.

Avail these loans without mortgaging any asset with quick approval and disbursal under two working days.

  • Features and Benefits of Personal Loan for Railway Employees:

  • Fast application approval

    Applications for personal loans for railway employees are approved quickly to ensure borrowers receive the funds without any hassle.

  • Disbursal within 24 hours

    Post approval, personal loans are disbursed within 24 hours* to the borrower’s account. Quick disbursal helps individuals address financial emergencies effectively with these loans.

  • Loans up to Rs.25 lakh

    Railway staff can avail up to Rs.25 lakh with these personal loans. Use a personal loan eligibility calculator to check the amount you can receive based on a few criteria.

  • Flexible tenors

    Convenient repayment tenors

    Repayment periods for these loans can go up to 60 months. Railway employees can choose a tenor that best suits their repayment capabilities.

    Using an online personal loan calculator will help customers to assess their monthly instalments and pick the right tenor.

  • Minimal documentation

    Minimal documents

    Indian railway workers can apply for personal loans by submitting only a few essential documents.

  • Online application process

    Personal loans can be applied online by filling up a simple application form with a few details.

  • Transparent terms and conditions

    Bajaj Finserv offers personal loans at transparent terms and conditions. There are no hidden charges or fees involved.

  • Flexi Loan facility

    The flexi loan facility from Bajaj Finserv can reduce personal loan EMIs by up to 45%. Interest on these loans is applicable only on the amount withdrawn from the sanctioned amount. There are also no restrictions to amount that can be withdrawn or the number of times one can withdraw from the funds.

  • Pre-approved offers

    Pre-approved offers from Bajaj Finserv makes the loan application process straightforward and less time-consuming. Check your pre-approved offer by providing only your few essential details.

  • Manage loan account online

    Bajaj Finserv customer portal Experia enables borrowers to manage their loan account online. Stay updated on EMI payments, outstanding balance, and many more.

Eligibility Criteria for Personal Loan for Railway Employees

The eligibility criteria and documents required to apply for a personal loan are minimal and railways employees can meet them easily.

Interest Rates and Charges for Personal Loan for Railway Employees

The interest rates on personal loans are attractive, making it easy for borrowers to repay quickly and without any inconvenience. Fees and charges on these loans are also nominal, keeping the cost of loan low.

How to Apply

  1. Apply online by providing your employment, financial and personal details.
  2. Provide the loan amount you want to avail and select an ideal tenor to receive approval.
  3. Provide the necessary documents to the Bajaj Finserv representative, who will get in touch with you to further your application process.
  4. Receive the loan in your bank account within 24 hours* of approval.
*Conditions apply