12 month loans are advances repayable over a tenor of 1 year. Meet your financial liabilities such as utility bills, children’s educational expenses and more with a personal loan from Bajaj Finserv repayable over a tenor of 1 year. Fulfil basic eligibility requirement to receive hassle-free financing quickly.
Utilise the 12 month personal loan to meet diverse funding requirements without any restriction on end use. Avail at competitive interest rate to make repayment in affordable EMIs.
Provide only a handful of essential documents to get a personal loan for one year. Keep documents handy before applying.
Apply for a high-value personal loan with Bajaj Finserv by fulfilling simple eligibility criteria. Meet emergency financial needs with the loan amount and repay conveniently. Check your CIBIL score before applying.
Receive instant approval on your personal loan application within a few minutes. When seeking approval for 12 month loan for bad credit score, consider applying with a co-signer.
On approval, your urgent loan is disbursed to your account within 24 hours*.
Now, access your loan account online at any time and from anywhere at Bajaj Finserv online customer portal, Experia. Get updates and manage everything related to your loan account online.
Bajaj Finserv Pre-Approved Loan offer facilitates quick and easy approval and simplifies the application process. Check your pre-approved offer by providing details like your name and contact number.
Opt for Flexi Personal Loan from Bajaj Finserv to benefit from features like multiple withdrawals from a pre-sanctioned loan amount, interest payment only on the amount withdrawn, and affordable EMIs. Choose to part-prepay or foreclose the loan account at any time before the tenor ends for enhanced savings.
12 month loans are unsecured in nature. You do not need to provide any asset as collateral to avail the loan.
You do not have to worry about any hidden charges on 12 month loans as all charges applicable are completely transparent. Check terms and conditions for more information.
Proceed to apply for a 12 month loan with the following steps.