Features and benefits
High-value loan amount
Check your CIBIL score and apply for a high-value loan for urgent needs. Check the eligibility criteria beforehand.
Submit only a few necessary documents to get a personal loan with a repayment tenor of one year.
Eligible candidates can get a personal loan within 24 hours* after submitting relevant documents.
24x7 online account management
Log in to our customer portal, Experia, to receive updates and conveniently manage your loan account online.
Get quick approval within minutes* for a personal loan after meeting the required eligibility criteria.
Flexi loan facility
Reduce interest accrued by up to 45%* with our Flexi loan facility by paying only for funds utilized.
Check the pre-approved offers
Submit your name and contact details to check pre-approved offers. This simplifies the application process for existing customers.
Obtain substantial funds without risking collateral. Finance significant expenses such as weddings, a child’s education, and more.
No hidden charges
All the applicable rates and charges are 100% transparent. For more information, check the terms and conditions.
Personal loans for 12 months refer to advances with a repayment window of one year. Get a high-quantum personal loan from Bajaj Finserv at a nominal interest rate and repay it over a year. It comes with no end-use restrictions.
Fulfil the simple eligibility criteria and apply online now!
Our simple eligibility criteria and documents for 12-month personal loans ensure a convenient borrowing experience. It would help if you met the following eligibility criteria to avail credit:
Between 21 years and 80 years*
Salaried employee of an MNC, public or private limited company
CIBIL scoreCheck your CIBIL Score for FREE
685 and above
Keep all the documents such as KYC documents and salary slips handy for quick processing.
Interest rates and charges
A 12-month personal loan from Bajaj Finserv is available against affordable interest rates. Learn about all other related expenses, such as processing fees, before applying.