Features and benefits
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High-value loan amount
Check your CIBIL score and apply for a high-value loan for urgent needs. Check the eligibility criteria beforehand.
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Minimal paperwork
Submit only a few necessary documents to get a personal loan with a repayment tenor of one year.
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Quick processing
Eligible candidates can get a personal loan within 24 hours* after submitting relevant documents.
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24x7 online account management
Log in to our customer portal, Experia, to receive updates and conveniently manage your loan account online.
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Prompt approval
Get quick approval within minutes* for a personal loan after meeting the required eligibility criteria.
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Flexi loan facility
Reduce interest accrued by up to 45%* with our Flexi loan facility by paying only for funds utilized.
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Check the pre-approved offers
Submit your name and contact details to check pre-approved offers. This simplifies the application process for existing customers.
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Collateral-free loans
Obtain substantial funds without risking collateral. Finance significant expenses such as weddings, a child’s education, and more.
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No hidden charges
All the applicable rates and charges are 100% transparent. For more information, check the terms and conditions.
Personal loans for 12 months refer to advances with a repayment window of one year. Get a high-quantum personal loan from Bajaj Finserv at a nominal interest rate and repay it over a year. It comes with no end-use restrictions.
Fulfil the simple eligibility criteria and apply online now!
*Conditions apply
Eligibility criteria
Our simple eligibility criteria and documents for 12-month personal loans ensure a convenient borrowing experience. It would help if you met the following eligibility criteria to avail credit:
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Nationality
Indian
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Age limit
Between 21 years and 80 years*
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Employment status
Salaried employee of an MNC, public or private limited company
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CIBIL score
Check your CIBIL Score for FREE685 and above
Keep all the documents such as KYC documents and salary slips handy for quick processing.
Interest rates and charges
A 12-month personal loan from Bajaj Finserv is available against affordable interest rates. Learn about all other related expenses, such as processing fees, before applying.
