Features and benefits

  • High-value loan amount

    High-value loan amount

    Check your CIBIL score and apply for a high-value loan for urgent needs. Check the eligibility criteria beforehand.

  • Minimal paperwork

    Minimal paperwork

    Submit only a few necessary documents to get a personal loan with a repayment tenor of one year.

  • Quick processing

    Quick processing

    Eligible candidates can get a personal loan within 24 hours* after submitting relevant documents.

  • 24x7 online account management

    24x7 online account management

    Log in to our customer portal, Experia, to receive updates and conveniently manage your loan account online.

  • Prompt approval

    Prompt approval

    Get quick approval within minutes* for a personal loan after meeting the required eligibility criteria.

  • Flexi loan facility

    Flexi loan facility

    Reduce interest accrued by up to 45%* with our Flexi loan facility by paying only for funds utilized.

  • Check the pre-approved offers

    Check the pre-approved offers

    Submit your name and contact details to check pre-approved offers. This simplifies the application process for existing customers.

  • Collateral-free loans

    Collateral-free loans

    Obtain substantial funds without risking collateral. Finance significant expenses such as weddings, a child’s education, and more.

  • No hidden charges

    No hidden charges

    All the applicable rates and charges are 100% transparent. For more information, check the terms and conditions.

Personal loans for 12 months refer to advances with a repayment window of one year. Get a high-quantum personal loan from Bajaj Finserv at a nominal interest rate and repay it over a year. It comes with no end-use restrictions.

Fulfil the simple eligibility criteria and apply online now!

*Conditions apply

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Eligibility criteria

Our simple eligibility criteria and documents for 12-month personal loans ensure a convenient borrowing experience. It would help if you met the following eligibility criteria to avail credit:

  • Nationality



  • Age limit

    Age limit

    Between 21 years and 80 years*

  • Employment status

    Employment status

    Salaried employee of an MNC, public or private limited company

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and above

Keep all the documents such as KYC documents and salary slips handy for quick processing.

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Interest rates and charges

A 12-month personal loan from Bajaj Finserv is available against affordable interest rates. Learn about all other related expenses, such as processing fees, before applying.