12-Month Personal Loans

Managing your finances effectively can sometimes require a little extra support, especially when you have short-term financial needs. A 12-month personal loan is an ideal solution for those looking to meet urgent expenses without committing to long-term repayment plans. Bajaj Finance offers a quick and convenient way to access funds with its instant personal loan for 12 months. You can also check if you already have a pre-approved loan offer, without even visiting a branch.

✅  Check your pre-approved loan offer in Wardha with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.

*Terms and conditions apply.
 

Fulfil the simple eligibility criteria and apply online for a short-term loan of 12 months now.

Our simple eligibility for personal loan for 12 months ensure a convenient borrowing experience.

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Apply for a 12-months short-term loan in easy steps

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Interest rates and charges for a 12 month personal loan

A 12-month personal loan from Bajaj Finance is available against affordable interest rates. Learn about all other related expenses, such as processing fees, before applying. To avoid surprises, make sure to consider the personal loan charges involved. Additionally, take the time to calculate your interest to ensure the loan fits your financial needs.