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Bajaj Finserv App

Personal Loan

12 Months Personal Loan

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Personal Loan for 12 Month

12 month loans are advances repayable over a tenor of 1 year. Meet your financial liabilities such as utility bills, children’s educational expenses and more with a personal loan from Bajaj Finserv repayable over a tenor of 1 year. Fulfil basic eligibility requirement to receive hassle-free financing quickly.

Utilise the 12 month personal loan to meet diverse funding requirements without any restriction on end use. Avail at competitive interest rate to make repayment in affordable EMIs.

  • Features and Benefits of 12 Month Personal Loan

  • Minimal documentation

    Minimum documentation

    Provide only a handful of essential documents to get a personal loan for one year. Keep documents handy before applying.

  • Loan amount of high-value

    Apply for a high-value personal loan with Bajaj Finserv by fulfilling simple eligibility criteria. Meet emergency financial needs with the loan amount and repay conveniently. Check your CIBIL score before applying.

  • Hassle-free approval

    Receive instant approval on your personal loan application within a few minutes. When seeking approval for 12 month loan for bad credit score, consider applying with a co-signer.

  • Quick disbursal

    On approval, your urgent loan is disbursed to your account within 24 hours*.

  • 24x7 online account access

    Now, access your loan account online at any time and from anywhere at Bajaj Finserv online customer portal, Experia. Get updates and manage everything related to your loan account online.

  • Pre-approved offers

    Bajaj Finserv Pre-Approved Loan offer facilitates quick and easy approval and simplifies the application process. Check your pre-approved offer by providing details like your name and contact number.

  • Flexi Loan facility

    Opt for Flexi Personal Loan from Bajaj Finserv to benefit from features like multiple withdrawals from a pre-sanctioned loan amount, interest payment only on the amount withdrawn, and affordable EMIs. Choose to part-prepay or foreclose the loan account at any time before the tenor ends for enhanced savings.

  • Unsecured advance

    12 month loans are unsecured in nature. You do not need to provide any asset as collateral to avail the loan.

  • 100% transparency in charges

    You do not have to worry about any hidden charges on 12 month loans as all charges applicable are completely transparent. Check terms and conditions for more information.

Eligibility Criteria for 12 Month Loans

The eligibility criteria and documents for a 12 month loan are minimal. Fulfil all requirements and furnish necessary documents to improve chances of approval.

Process to apply for a 12 Month Loan

Proceed to apply for a 12 month loan with the following steps.

  • Fill online application form with required personal, financial and employment details.
  • Choose the required loan amount and a suitable tenor to receive approval.
  • Submit all documents to the representative, who shall get in touch with you to proceed with your application.
  • Receive disbursal of approved loan amount to your account shortly.

*Conditions apply