• Apply Now

Money in bank in 24 hours

Apply Now

How to Buy a Mobile Phone on EMI Without a Credit Card

  • Highlights

  • Buy mobiles on EMI without credit cards from the EMI Network

  • Get top-tier smartphones on EMIs starting at Rs. 749 only

  • Go cashless by using the Bajaj Finserv EMI Network Card

  • Enjoy No Cost EMIs on mobiles and pay affordably

Whether it is shopping online or making cashless transactions, whether it is to complete your professional assignments or keeping your personal commitments, having a top of the line smartphone helps you do it all on the go. With new launches hitting the market every year, upgrading your smartphone ever so often is necessary as it gives you access to better features and perks. However, premium mobiles and flagship smartphones often come with a big price tag, which can be difficult to pay upfront. Thankfully, there is an easier financing option you can take advantage of and that’s by shopping from the Bajaj Finserv EMI Network.

Additional Read: Upcoming Mobile Phones in India

Read on to learn how to get a mobile phone on EMI without credit cards and manage your budget with ease. 

Shop from Bajaj Finserv EMI Network

Shop on the Bajaj Finserv EMI Network

If you’ve ever wondered how to buy a phone on EMI with ease, shop on the Bajaj Finserv EMI Network, which has more than 60,000 partner stores across 1,300 cities. The EMI Network gives you access to top-tier smartphones from brands like Samsung, Vivo, Oppo, Sony, Xiaomi, iPhone, Gionee, OnePlus, Realme, Google Pixel, and more at affordable EMIs starting at just Rs. 749. Some of the well-known partner retailers include Amazon, Flipkart, Croma, Reliance Digital, Vijay Sales, Sargam Electronics and many more so that you have the luxury of choice when it comes to smartphones.

Bajaj Finserv also allows you to opt for a flexible tenor which ranges from 3 to 24 months so that you can comfortably pay for your purchase in instalments. Lastly, when you purchase via the EMI Network, you benefit from No Cost EMIs which means that you do not pay a single rupee over the purchase price of the smartphone. It also gives you access to exclusive discounts and cashback deals which you can use to your advantage.

Click here to shop the latest smartphones on easy EMIs

How to buy a mobile on EMI without a credit card

Getting a mobile on EMI without a credit card is fairly easy when you purchase through the EMI Network. All you have to do is use the Bajaj Finserv EMI Network Card and enjoy a cashless transaction. Furthermore, to avoid the hassle of carrying this card around, you can easily access it through the Bajaj Finserv Wallet app at any time.

What is 100% finance?

Visit a partner retail store and opt for in-store financing

The Bajaj Finserv EMI Network has partner sellers all across India. Thanks to this, you can find a partner retail store around the corner and get EMI financing on the smartphone of your choice. All you have to do is visit the partner store, select the phone you want to buy, and fill up an online form with the help of a Bajaj Finserv representative. You will also need to submit KYC documents, a cancelled cheque, a photo and ECS mandate. You will then receive a message on your registered mobile number with your pre-approved EMI financing amount from Bajaj Finserv and you can then proceed to complete your purchase. If you already have the Bajaj Finserv EMI Network Card, you can simply show it to purchase your chosen smartphone on EMI without any documentation.

Visit an online partner and pay conveniently 

You can also shop for a smartphone on EMI without credit card online if you already have the Bajaj Finserv EMI Network Card. After picking up the smartphone model of your choice, simply select the EMI financing option at checkout from an online partner store and input the necessary details. In a few cases, you may even get the smartphone with zero down payment too!

Now that you know how to purchase a mobile on EMI without credit card, keep in mind that EMIs significantly reduce the strain on your wallet. Buying a smartphone on EMI without a credit card allows you to enjoy the best technology from top-tier brands affordably. To get started, check your pre-approved offer to get access to a tailored EMI financing deal and enjoy instant approval to bring home the smartphone of your choice today! 

Check your EMI Network Card limit

Please enter your first name
Please enter your last name
Please enter 10 digit mobile number

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C

How would you rate this article

 Please let us know why?

What did you dislike?

What did you dislike?

What did you like?

What did you like?

What did you like?

Next Up


5 reasons why you should buy the Apple iPhone X

Pre-Approved Offer

  I accept the T & C