How to check CIBIL Score without PAN Card
Checking your CIBIL score without a PAN card is easy and can be done online through various credit score platforms. If you’re wondering how to check CIBIL score without PAN card, you can use alternative documents such as your Aadhaar card, voter ID, or driving licence for verification.
To begin, visit a credit score provider's website, select the option to check your score, and enter the required details. Some platforms may ask for basic information like your date of birth, address, and employment details to verify your identity. This process is quick, and many platforms offer free access to your score once the verification is complete.
What is a CIBIL Score and its importance
A CIBIL score is a three-digit number that reflects your creditworthiness based on your financial history. It helps financial institutions assess your loan or credit card eligibility. Even if you don’t have a PAN card, you can still access your credit report. Many platforms now allow you to check CIBIL score without PAN card using alternate IDs, making it easier to view your CIBIL score without PAN card.
Steps to check your CIBIL Score without PAN card
If you don’t have a PAN card, follow these simple steps to check your CIBIL score using other valid documents:
Visit a trusted credit score platform that allows checking your CIBIL score without PAN card.
Choose the option to continue without PAN, if available.
Enter your personal details, such as full name, date of birth, and contact number.
Use an alternative ID like Aadhaar card, voter ID, or driving licence for verification.
Submit the details and follow the on-screen instructions to complete the process.
Once verified, you’ll be able to access your CIBIL score without PAN card quickly and for free on most platforms.
Things to keep in mind while checking CIBIL Score without PAN
Always use a secure and reliable website to check CIBIL score without PAN card.
Opt for official credit score providers to ensure data confidentiality.
Double-check the documents you use to access your CIBIL score without PAN card.
Avoid sharing sensitive details on unknown platforms.
Regularly monitor your credit report to catch errors and maintain a healthy score.
Conclusion
You can check your CIBIL score without a PAN card by using alternate ID documents like your Aadhaar or Voter ID on trusted platforms. This is especially useful if you’re planning to apply for a personal loan, as knowing your credit score in advance helps you understand your eligibility and chances of approval.
While the process is simple, always use reliable sources to ensure accurate results. Regularly tracking your CIBIL score can help you stay loan-ready and improve your chances of securing better loan terms.