Check CIBIL Score Without PAN Card

Here we explain step by step a guide to check CIBIL score without PAN Card.
Check CIBIL Score
3 mins read
24-Dec-2024

How to check CIBIL Score without PAN Card

Checking your CIBIL score without a PAN card is easy and can be done online through various credit score platforms. If you’re wondering how to check CIBIL score without PAN card, you can use alternative documents such as your Aadhaar card, voter ID, or driving licence for verification.

To begin, visit a credit score provider's website, select the option to check your score, and enter the required details. Some platforms may ask for basic information like your date of birth, address, and employment details to verify your identity. This process is quick, and many platforms offer free access to your score once the verification is complete.

What is a CIBIL Score and its importance

A CIBIL score is a three-digit number that reflects your creditworthiness based on your financial history. It helps financial institutions assess your loan or credit card eligibility. Even if you don’t have a PAN card, you can still access your credit report. Many platforms now allow you to check CIBIL score without PAN card using alternate IDs, making it easier to view your CIBIL score without PAN card.

Steps to check your CIBIL Score without PAN card

If you don’t have a PAN card, follow these simple steps to check your CIBIL score using other valid documents:

  • Visit a trusted credit score platform that allows checking your CIBIL score without PAN card.

  • Choose the option to continue without PAN, if available.

  • Enter your personal details, such as full name, date of birth, and contact number.

  • Use an alternative ID like Aadhaar card, voter ID, or driving licence for verification.

  • Submit the details and follow the on-screen instructions to complete the process.

  • Once verified, you’ll be able to access your CIBIL score without PAN card quickly and for free on most platforms.

Things to keep in mind while checking CIBIL Score without PAN

  • Always use a secure and reliable website to check CIBIL score without PAN card.

  • Opt for official credit score providers to ensure data confidentiality.

  • Double-check the documents you use to access your CIBIL score without PAN card.

  • Avoid sharing sensitive details on unknown platforms.

  • Regularly monitor your credit report to catch errors and maintain a healthy score.

Conclusion

You can check your CIBIL score without a PAN card by using alternate ID documents like your Aadhaar or Voter ID on trusted platforms. This is especially useful if you’re planning to apply for a personal loan, as knowing your credit score in advance helps you understand your eligibility and chances of approval.

While the process is simple, always use reliable sources to ensure accurate results. Regularly tracking your CIBIL score can help you stay loan-ready and improve your chances of securing better loan terms.

Also check

How to Check CIBIL Score for Personal Loan

Personal Loan for CIBIL Score of 550 to 600

Instant Personal Loan with Low CIBIL Score

Where to check your credit score

How to repay your loan faster

How to get personal loan with low CIBIL score

How to Get Short Term Loan Without CIBIL Score

How do You Check Your CIBIL Score

Instant Loans Without CIBIL Score from NBFC

Frequently asked questions

Is a PAN card mandatory to check my CIBIL score?
No, a PAN card is not mandatory to check your CIBIL score. You can use alternative documents like Aadhaar or voter ID for identity verification.

Are there any limitations to checking CIBIL scores without a PAN card?
Yes, some credit score platforms may have limited access or require additional verification steps when checking your CIBIL score without a PAN card, potentially causing delays.

Can I check my own CIBIL score?

Yes, you can check your CIBIL score online. It helps assess your personal loan eligibility and improves financial planning.

How can I check my CIBIL score by mobile number?

You can register with your mobile number on trusted credit bureau sites to view your CIBIL score, which supports personal loan planning and credit readiness.

Is PAN card related to CIBIL score?

Yes, your PAN card helps fetch your credit data. It links your financial history, making it essential when applying for a personal loan.

Can we check CIBIL without a PAN?

Yes, CIBIL score can be checked using Aadhaar, Voter ID, or other IDs—useful if you’re preparing for a personal loan without PAN details.

What is the CIBIL score that is considered as good?

A score of 685 or above is considered excellent and increases your chances of getting a personal loan with lower interest rates and faster approval.

How good is a CIBIL score?

A CIBIL score of 685 or above is considered excellent and increases your chances of having loans or credit cards approved quickly and easily.

What is the safest way to check a CIBIL score?

The safest way is through official credit bureaux or trusted financial platforms that use secure encryption and do not misuse your data.

Is checking a CIBIL score online safe?

Yes, checking your CIBIL score online is safe if done through verified credit bureaux or reputable financial websites with secure data protection.

Can I check my CIBIL score using a PAN card without an OTP?

No, OTP verification is usually required for security purposes, even when using a PAN card to check your CIBIL score online.

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