Check CIBIL Score Without PAN Card

Here we explain step by step a guide to check CIBIL score without PAN Card.
Check CIBIL Score
3 mins read
24-Dec-2024

How to check CIBIL Score without PAN Card

Checking your CIBIL score without a PAN card is easy and can be done online through various credit score platforms. You can use alternative documents, such as your Aadhaar card, voter ID, or driving licence, for verification. To begin, visit a credit score provider's website, select the option to check your score, and enter the required details. Some platforms may ask for basic information like your date of birth, address, and employment details to verify your identity. This process is quick, and many providers offer free access to your score once the verification is complete.

Things to keep in mind while checking CIBIL Score without PAN

When checking your CIBIL score without a PAN card, ensure that the website you choose is trustworthy and secure. Use an official credit score provider, as they will maintain confidentiality and offer accurate results. Be mindful of the documents you use for identity verification, as incorrect or mismatched information may cause delays or errors in your score report. Moreover, avoid sharing sensitive details on untrusted websites. It’s essential to review your CIBIL score periodically and monitor for any discrepancies that could affect your creditworthiness in the future.

Conclusion

You can check your CIBIL score without a PAN card by using alternate ID documents like your Aadhaar or Voter ID on trusted platforms. This is especially useful if you’re planning to apply for a personal loan, as knowing your credit score in advance helps you understand your eligibility and chances of approval.

While the process is simple, always use reliable sources to ensure accurate results. Regularly tracking your CIBIL score can help you stay loan-ready and improve your chances of securing better loan terms.

Also check

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How to get personal loan with low CIBIL score

How to Get Short Term Loan Without CIBIL Score

How do You Check Your CIBIL Score

Instant Loans Without CIBIL Score from NBFC

Frequently asked questions

Is a PAN card mandatory to check my CIBIL score?
No, a PAN card is not mandatory to check your CIBIL score. You can use alternative documents like Aadhaar or voter ID for identity verification.

Are there any limitations to checking CIBIL scores without a PAN card?
Yes, some credit score platforms may have limited access or require additional verification steps when checking your CIBIL score without a PAN card, potentially causing delays.

Can I check my own CIBIL score?

Yes, you can check your CIBIL score online. It helps assess your personal loan eligibility and improves financial planning.

How can I check my CIBIL score by mobile number?

You can register with your mobile number on trusted credit bureau sites to view your CIBIL score, which supports personal loan planning and credit readiness.

Is PAN card related to CIBIL score?

Yes, your PAN card helps fetch your credit data. It links your financial history, making it essential when applying for a personal loan.

Can we check CIBIL without a PAN?

Yes, CIBIL score can be checked using Aadhaar, Voter ID, or other IDs—useful if you’re preparing for a personal loan without PAN details.

What is the CIBIL score that is considered as good?

A score of 685 or above is considered excellent and increases your chances of getting a personal loan with lower interest rates and faster approval.

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