How to buy a Piano on No Cost EMI

Ultimate guide to shop your favourite Piano on EMI using Bajaj Finserv Insta EMI Card.
How to buy a Piano on No Cost EMI
5 mins
15th November 2023

The piano, known for its beautiful melodies and expressive sounds, attracts many aspiring musicians. Yet, buying one can be expensive. Luckily, No Cost EMI plans have made it easier to fulfil the dream of owning a piano. This guide will show you how to get a piano on EMI without a credit card, explaining the steps and benefits of this musical journey.

Types of piano options available using the Insta EMI Card

Choosing the right piano is crucial, and with the Bajaj Finserv Insta EMI Card, a range of options becomes available. Here is a breakdown of the types of pianos you can explore:

Digital pianos

Ideal for modern living spaces, digital pianos offer a compact yet versatile alternative to traditional acoustic pianos. They often come with various sound settings, headphone options, and connectivity features.

Upright pianos

Suitable for those who desire the classic look and sound of a traditional piano but have space constraints. Upright pianos are more compact while maintaining the full keyboard range.

Grand pianos

The epitome of elegance and grandeur, grand pianos are the choice for those with both the space and the desire for a sophisticated, resonant sound. They come in various sizes, from baby grand to concert grand.

Choosing the right type depends on factors such as available space, budget, and personal preference for sound and aesthetics.

Benefits of buying a piano using the Insta EMI Card

Investing in a piano through the EMI route, especially without a credit card, comes with several advantages:

  • No additional interest: No Cost EMI plans mean exactly that – no added interest on the equal monthly instalments, making the purchase financially feasible and transparent.
  • Flexible payment plans: EMI plans allow for the distribution of the piano's cost over manageable monthly instalments, alleviating the immediate financial burden.
  • No need for a credit card: Particularly advantageous for those without a credit card, the Insta EMI Card provides an accessible pathway to owning a piano without the traditional credit-based constraints.

Check Benefits & Features of Insta EMI Card

How to get a piano on EMI with Bajaj Finserv Insta EMI Card

Acquiring a piano through the Bajaj Finserv Insta EMI Card involves a streamlined process, ensuring a hassle-free experience:

To make a piano purchase using the Insta EMI Card, follow these steps:

  1. Find your nearest musical instrument store using the Bajaj Finserv Partner Store Locator
  2. Visit the store and choose your desired piano
  3. Provide your Insta EMI Card details at the store during checkout
  4. Select a suitable EMI tenure and make the purchase
  5. To shop for a piano online, visit any one of our online partner stores like Amazon, Flipkart, Bajaj Mall, etc.
  6. Choose your favourite piano and add it to the cart
  7. Proceed to the payment process and select EMI as your payment method
  8. Add your Insta EMI Card details and select your desired EMI tenure
  9. Complete the process and finalise the purchase

That is it. Your favourite piano will be at your doorstep in no time.

Eligibility criteria to shop for a piano on Insta EMI Card

Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card:

  • You should be an Indian citizen
  • You must be between 21 years to 65 years
  • You must have a regular source of income
  • Your credit score should be 720 or higher

You also need the following documents handy, during the application process:

  • PAN card
  • Aadhaar card number for KYC confirmation
  • Address proof
  • Bank account number and IFSC code for e-mandate registration

Meeting these criteria streamlines the application process, enabling you to access the Insta EMI Card and its associated benefits for purchasing a piano.

Check Document Required for Insta EMI Card


In conclusion, the dream of owning a piano is no longer reserved for the financially affluent. No Cost EMI plans, facilitated by payment options like the Bajaj Finserv Insta EMI Card, make it possible for enthusiasts to bring the magic of piano music into their homes. Whether you prefer the modern versatility of a digital piano, the classic charm of an upright, or the grandeur of a grand piano, the EMI route provides a feasible and accessible means to make this dream a reality. By making use of these EMI plans, you can embark on a melodious journey without any financial barriers.


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Frequently asked questions

Why should you choose the Bajaj Finserv EMI Card for buying your Piano on EMI?

The Bajaj Finserv Insta EMI Card is an excellent choice for purchasing a piano on EMI due to its convenient and hassle-free payment options. With this card, you can convert the cost of the piano into easy monthly instalments, making it budget-friendly. The card offers flexible repayment tenures, allowing you to choose a plan that suits your financial capabilities. Additionally, the application process is simple, and approval is quick, ensuring a seamless buying experience. Bajaj Finserv EMI Cardholders also enjoy exclusive deals and discounts, enhancing the overall value of the purchase.

Can I buy a Piano on EMI with Bajaj Finserv Insta EMI Card?

Yes, you can absolutely buy a piano on EMI using the Bajaj Finserv Insta EMI Card. This card simplifies the purchase process by offering instant approval, making it easy to convert the piano's cost into manageable monthly instalments. The Insta EMI Card ensures a swift and straightforward application process, enabling you to bring home your dream piano without the burden of a hefty one-time payment. With the added benefit of exclusive discounts and deals, the Bajaj Finserv Insta EMI Card makes buying a piano on EMI a financially sound and rewarding decision.