Key takeaways
The gold rate in Jharsuguda is calculated using several factors, starting with the international gold price. The rate is then adjusted based on currency movements, gold purity, applicable duties and taxes, and other local charges.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
Gold prices in Jharsuguda have risen steadily over the years, broadly tracking the national trend, with short-term corrections along the way.
| Year | Price 24 carat per 10 grams |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
As gold prices in Jharsuguda continue to shift with global movements, staying informed can give you an advantage. Check your gold loan eligibility today and find out how much you can borrow.
The way gold prices are calculated stays mostly the same. However, the factors used in the calculation can change every day. These changes can make gold rates in Jharsuguda go up or down.
Your gold may help you meet your financial needs. Check your gold loan eligibility to see how much you may be able to borrow.
Gold purity also affects its price. 24K, 22K and 18K gold have different levels of purity, so their rates are different. Each type is also used for different purposes.
The karat value shows the amount of pure gold present in jewellery or other gold items. As the karat increases, the percentage of pure gold also goes up. When checking the gold rate today in Jharsuguda, the purity of the gold is an important factor to consider.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
Checking the purity of gold can help you get a better idea of its value before buying, selling or pledging it for a gold loan. There are several methods used to test gold purity, including:
For a dependable purity check, you can visit a trusted jeweller or certified testing centre in Jharsuguda. You can also learn more about 22 carat gold purity.
If you are considering a gold loan, you can check your gold loan eligibility to get an estimate of the loan amount you may be eligible for.
You can estimate the value of your gold using three details:
Formula: Gold value = Gold weight × Gold rate per gram
For example, if you have 25 grams of 22K gold and the rate is Rs. 14,055 per gram:
25 × Rs. 14,055 = Rs. 3,51,375
This is an estimated gold value based on the example rate. The actual value may change with the current gold rate. For a gold loan, the final loan amount also depends on the gold's purity, applicable LTV ratio and the lender's valuation process.
Making charges and GST may also be added when you buy jewellery. These charges are separate from the basic value of the gold.
Gold prices directly affect the value of gold investments in Jharsuguda. When gold prices rise, the value of physical gold, Gold ETFs, and Sovereign Gold Bonds generally increases. When prices fall, their value may also decline.
This is the part that matters most if you are considering a gold loan: the applicable gold rate on the day your gold is assessed decides your loan amount, not last month's rate or what you paid when you originally bought the gold. A higher rate today means a higher loan amount against the same gold. A lower rate means less.
Your eligible loan amount depends on:
Only the pure gold content is assessed. Stones, enamel, and other decorations on your jewellery, ornaments or coins are not counted.
The final loan amount depends on the eligible LTV, actual gold purity, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The LTV ratio must be maintained throughout the loan tenure and may be revised as per RBI guidelines and lender policies.
The loan amount is determined using the applicable LTV ratio, which varies by loan size. To know more, click here.
With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum.
Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secure vaults with insurance cover for the entire loan duration.
A few things worth knowing before you apply:
Before applying, use the gold loan calculator to estimate your eligible amount, or check your gold loan eligibility online to understand your borrowing capacity based on today's gold rate in Jharsuguda, gold purity, and weight.
Ready to unlock the value of your gold? Apply for Bajaj Finance Gold Loan today.
| Gold rate in Vadodara | Gold rate in Madurai | Gold rate in Trichy |
| Gold rate in Chennai | Gold rate in Pune | Gold rate in Vijayawada |
| Gold rate in Pathankot | Gold rate in Amritsar | Gold rate in Salem |
ces, currency movements, and local demand. Before buying or selling gold, check the latest gold rate in Jharsuguda with reliable sources or local jewellers. The final jewellery price may also include making charges, GST, and other applicable costs.
As of today, the 24-carat gold price in Jharsuguda is INR 59,300 per 10 grams. Gold rates in Jharsuguda can change daily due to international gold prices, currency movements, and local market demand. If you are planning to buy or sell 24-carat gold, check the latest rate with local jewellers or reliable financial sources before making a decision.
Gold prices in Jharsuguda can change frequently as market conditions shift. International gold prices, currency movements, local demand, and supply all influence these changes. Rates may also vary by purity, such as 22-carat and 24-carat gold. Checking the latest local rate can help you track changes before buying or selling gold.
The gold rate in Jharsuguda changes regularly based on international prices, the USD-INR exchange rate, purity and local market conditions. Check the latest 22K and 24K rates before buying gold or estimating its value.
As of today, the price of pure 22-carat gold in Jharsuguda is approximately INR 54,500 per 10 grams. This rate is subject to daily fluctuations due to various factors such as international market trends, currency exchange rates, and local demand and supply conditions. It's advisable to check the latest gold prices from reliable sources before making any purchases to ensure you are getting the best value for your investment.
In Jharsuguda, 22-carat gold is most preferred due to its perfect balance of purity and durability, making it ideal for jewellery. It contains 91.6% gold and a small percentage of alloy, providing strength and longevity to intricate designs. This type of gold is favoured for its rich appearance and ability to withstand daily wear, aligning with the traditional and cultural significance of gold in the region. Additionally, 22-carat gold offers good value for investment purposes.
Hallmarked gold does not automatically qualify for a higher gold loan amount in Jharsuguda. The eligible amount depends on factors such as gold purity, weight, valuation, and applicable LTV limits at the time of assessment.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
