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With Bajaj Finserv EMI Network. Think it. Done


What if you could settle your lifecare and wellness expenses, without having to pay for them all at once? Now, with the Bajaj Finserv EMI Network you can take care of all your lifecare needs, from eye treatment to cosmetic surgery to hair loss treatment and other medical emergencies, on easy EMIs.




Partner Clinics

Features and benefits

Loans up to Rs. 4.5 lakh

With a loan of up to Rs. 4.5 lakh, you can convert your purchases into easy EMIs only on the Bajaj Finserv EMI Network.

Instant approval

Waiting for days to get an approval is a thing of the past. Fill an online form or talk to our in-clinic representatives for instant loan approval.

Flexible EMI tenor

Choose a repayment tenor that matches your budget, up to a maximum of 18 months

EMI Card Image

EMI Card

If you have a Bajaj Finserv EMI Card, avail these services with just a simple swipe.

Nil foreclosure charges

You can foreclose your loan at any time after you have paid the first EMI, without having to pay any additional foreclosure charges.

How to apply

With Bajaj Finserv EMI Network Card

Step 1: Walk into our partner clinic
Step 2: Swipe your EMI Network Card
Step 3: Avail the treatment

Without Bajaj Finserv Network EMI Card
Step 1: Walk into our partner clinic
Step 2: Connect with our representative and get an instant approval
Step 3: Submit documentation (KYC and cancelled cheque)
Step 4: Avail the treatment

Treatments covered
• Cardiology
• General surgery
• Cancer care
• Maternity care and IVF
• Hair restoration
• Dental care
• Cosmetic care
• IVF and maternity care
• Bariatric surgery
• Laparoscopy
• Orthopedic treatment
• Oncology treatment

How It Works


An individual between 21 and 60 years of age


Regular source of income


KYC documents (government issued photo ID proof and residence proof)


One cancelled cheque


One passport size photograph


ECS mandate duly signed
(Above documents are applicable to those shopping without an EMI Card)

Charges may vary depending on partner and the treatment.


Eye care, Bariatric surgery, Laproscopy, Hair restoration and others: Rs. 767

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Frequently Asked Questions

How can I avail lifecare services on EMI?

You can simply avail a loan equivalent to the expenses of the lifecare services you wish to avail and the same will be divided in EMIs without any extra cost

What should I do to avail this loan?

It’s quick, easy and simple. All you need to do is swipe your EMI Network at our partner clinics for the services you want to avail. If you do not have an EMI Network, ourin-clinic representative will take you through the process of availing a loan for it

Where in India can I avail lifecare services on EMI?

Over 160+ treatments across 2700+ partner clinics in 40 cities across India are on EMI Network. To find out where you can avail lifecare services in your city, visit the clinic locator section on this page.

Do I make any down payment when I transact on EMI Network?

Down payment amount depends on the service you are planning to avail. Lifecare services involve a nominal down payment. The amount also depends on our partner clinic/hospital where you will be transacting.

Do I get any discounts/offers on availing finance with the EMI Network?

Yes, you will be eligible for various offers at our partner clinics from time to time. You can view these offers on our website, Bajaj Finserv wallet or check in the store.

What documents do I need to submit to procure this loan?

Please check the Documentssection on this page.

How do I get loan related documents such as NOC, Statement of Accounts and any other related documents?

Simply call our customer care number 020 – 3957 5152 (call charges applicable). Alternatively, you can log onto your account on the Customer Portal and download the necessary documents

What is the rate of interest payable?

Lifecare services can be availed on easy EMIs. Your purchase amount is divided into monthly installments at no additional cost