Insta EMI Card

You can use the Bajaj Finserv Insta EMI Card to shop for electronics, apparel, travel, groceries, home décor, and more. Using the Insta EMI Card is very easy. When you visit a partner store, select the product of your choice, choose your preferred repayment tenure, and provide your Insta EMI Card details at the billing counter; your purchase will be successfully converted into EMIs.

You can use the Insta EMI Card to shop for merchants like Croma, Vijay Sales, Reliance Digital, Home Town, and more. You can also use the Insta EMI Card to shop across our 1.5 lakh+ EMI Network partner stores.

You can contact us online via our customer portal ‘My Account’. You can also call us at +91 8698010101 for all your queries.

If you are unable to transact using the Insta EMI Card, your card might be blocked. You can check your card status on our customer portal My Account or the Bajaj Finserv app. To check your card status: Sign-in to My Account Check your card status and the reason why your card is blocked.

If you have blocked your card in the past and want to use it again, you can unblock it by visiting our customer portal.

• Sign-in to ‘My Account’ with your registered mobile number and the OTP.
• Enter your date of birth for verification and proceed.
• Select the card you want to unblock from ‘My Relations’.
• Click on the option ‘Unblock Card’ from the ‘Quick Actions’ section.
• Verify with an OTP sent to your registered mobile and proceed.

Get more details on how to block/unblock your Insta EMI Card.

You can apply for the Insta EMI Card if you are between 21 years and 65 years of age.

Click here to apply for the Insta EMI Card.

1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
2. Enter your full name and tap on ‘Auto-fetch details’ to autofill your basic details.
3. Verify your details such as your full name, PAN, date of birth, PIN code, employment type, and gender.
4. Click on submit to know your card loan offer amount.
5. Verify your KYC using your Aadhaar card or DigiLocker.
6. Post successful KYC, pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes).
7. After successful fee payment, view your card details on the Bajaj Finserv app.

No physical documents are required to get the Bajaj Finserv Insta EMI Card. You just need the following details:

• PAN Card details
• Aadhaar Card number for KYC confirmation

The Insta EMI Card is a digital card, therefore, you will not receive a physical card. You can easily access your card details on the Bajaj Finserv app.

You can view your card details on the Bajaj Finserv app.

To get the Insta EMI Card, you only have to pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes).

No annual charges are levied on the Insta EMI Card. You only have to pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes) while purchasing the card.

If you are viewing your Insta EMI Card details for the first time, follow these simple steps:

1. Open the Bajaj Finserv app
2. Enter your mobile number
3. Enter the OTP sent to your mobile number and tap on ‘SUBMIT’
4. Enter your ‘Date of Birth’ (DOB) as per your PAN Card then tap on ‘SUBMIT’
5. Click on the “EMI Card” icon at the top of the page
6. Next, enter your DOB again and click on ‘Link to Proceed’
7. Click on ‘VIEW’ under the Card Detail section to see your card details

With the Bajaj Finserv app, you can:

• Access your Insta EMI Card and all related details
• Get exclusive offers

You can use the Insta EMI Card to shop for merchants like Amazon, Flipkart, MakeMyTrip, Croma, Vijay Sales, Reliance Digital, HomeTown, and more. You can also use the Insta EMI Card to shop across our 1.5 lakh+ EMI Network partner stores.

Listed below are some of the uses of the Bajaj Finserv Insta EMI Card:

Shop on EMI Without a Credit Card

The Bajaj Finserv Insta EMI Card offers a pre-qualified loan offer amount.

1. allowing users to effortlessly convert the purchase cost of appliances, gadgets, and more into convenient and tailored instalments. Moreover, eligible products can be purchased via Easy EMIs, rendering the shopping experience more economical.
2. Shopping at Partner Stores
   The card extends its utility to offline purchases at over 1.5 lakh partner stores situated across 4,000 cities. Whether it is mobiles, laptops, furniture, or other products, shoppers can avail themselves of the benefits of EMI payment options.
3. Easy Access via Portal
   Gone are the days of carrying physical cards everywhere. Access to the Insta EMI Card is streamlined through the Bajaj Finserv wallet app or via management functionalities available on the online Bajaj Finserv customer portal.