Shopping in India is no longer about waiting, saving, or compromising on what you truly want. With the Bajaj Finserv Insta EMI Card, you get the freedom to shop for over 1 million+ products across online and offline partner stores. This powerful card comes with a pre-approved loan limit of up to ₹3 lakh, ensuring you never have to delay a big purchase again. Enjoy zero down payment, flexible repayment tenures of 1 to 60 months, and no foreclosure charges—making your shopping experience smooth, affordable, and stress-free.
With easy acceptance at 1.5 lakh+ partner stores and instant approval in just a few clicks, the Bajaj Finserv Insta EMI Card is the smarter way to manage expenses while keeping your lifestyle goals intact.
Easy Buy EMI Card Overview
An easy buy EMI card is a specialised financial instrument that allows consumers to purchase products and convert the total amount into convenient monthly instalments. Unlike traditional credit cards, these cards focus specifically on making high-value purchases more accessible by breaking down payments into manageable chunks.
Key features and benefits of Easy Buy Insta EMI Card
- Pre-qualified card loan offer amount of up to Rs. 3 lakh: This substantial limit enables consumers to purchase premium products without immediate financial strain. Whether you are looking to upgrade your home electronics or invest in quality furniture, the card provides extensive purchasing power.
- Easy, low-cost EMIs with minimal interest charges: The Insta EMI Card offers competitive interest rates, ensuring that your monthly instalments remain affordable. This feature helps consumers manage their finances more effectively without compromising on product quality.
- Zero foreclosure charges Unique to the Bajaj Finserv Insta EMI Card, customers can close their loan without incurring additional penalties. This flexibility provides peace of mind and financial control.
- Flexible repayment periods (1-60 months): Customers can choose repayment tenures that best suit their financial capabilities. From short-term 1-month plans to extended 60-month arrangements, the card adapts to individual financial preferences.
- Accepted at leading e-commerce platforms: The card's widespread acceptance ensures seamless shopping experiences across multiple retail and online platforms. Consumers can shop confidently, knowing their Insta EMI Card will be welcomed.
- Accepted at more than 1.5 lakh partner stores in 4,000+ cities nationwide: With an extensive network of partner stores, the card provides unparalleled accessibility. Urban and rural consumers alike can leverage this financial tool.
- Special zero down payment offers on select products: During festive seasons and special promotions, customers can enjoy zero down payment options, further enhancing the card's attractiveness.
Check Also: Benefits of Bajaj FInserv Insta EMI Card
Fees and Charges on Easy Buy Insta EMI Card
The Easy Buy Insta EMI Card comes with minimal joining and annual fees, making it an affordable choice for shoppers. Customers may also incur nominal charges such as processing fees or late payment penalties. These transparent costs ensure flexibility while keeping overall expenses manageable.
How does the Insta EMI Card work for online shopping
Online shopping with the Bajaj Finserv Insta EMI Card transforms your purchasing experience into a seamless journey. The digital payment solution allows customers to convert high-value purchases into convenient monthly instalments with just a few simple clicks.
Step-by-step online shopping process:
- Browse and select products on any of the leading e-commerce platforms, including Flipkart, Amazon, or Bajaj Mall.
- Add the desired items to your shopping cart.
- Proceed to the checkout page.
- Select the Bajaj Finserv Insta EMI Card as your payment method.
- Choose your preferred EMI tenure (ranging from 1-60 months).
- Complete the transaction with an OTP.
- Receive instant approval and convert purchase to easy EMIs.
It’s really that simple! Ready to apply for your Insta EMI card? Check your eligibility now!
Eligibility criteria and documents required for Bajaj Finserv Insta EMI Card
- To qualify for the Insta EMI Card, applicants must:
- Be an Indian national
- Be aged between 21-65 years
- Possess a regular income source
- Maintain a good credit score per Bajaj Finserv risk policies
- Have valid documentation including PAN card and Aadhaar card
Check Also: Documents Required for Insta EMI Card
How to apply for an Insta EMI Card
Online application process
- Enter mobile number and complete OTP authentication
- Fill application form to determine credit limit
- Complete KYC verification
- Pay one-time joining fee of Rs. 530/-
- Activate e-mandate and start using the card
Offline application process
- Visit any Bajaj Finserv partner store
- Provide necessary verification documents
- Get instant approval
- Pay joining fee
- Receive and activate your card
Check Also: How to Apply for Bajaj Finserv Insta EMI Card
Conclusion
Transform your shopping experience with the Bajaj Finserv Insta EMI Card. Do not miss this opportunity to shop smarter, easier, and more flexibly. Check your pre-approved offer now and step into a world of financial freedom!
