Personal Loan in Shimla

Need urgent funds in Shimla for a personal milestone or emergency? A Bajaj Finserv Personal Loan in Shimla gives you access to financing of up to Rs. 55 lakh without any collateral or paperwork hassle. Whether it’s for a wedding, home renovation, travel, or medical emergency, you can get instant funds with a 100% online process.

✅ Check your pre-approved loan offer in Shimla with just your phone number and OTP – No branch visit needed

Apply in just 2 steps and receive the money in your account within 24 hours* of approval.

Loan of higher value

Seek higher financing of up to Rs. 55 lakh to invest or expend at your own discretion.

Money within 24 hours*

Once approved, the sanctioned loan is transferred to your account within 24 hours*.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Shimla with just your phone number and OTP – no need to visit the branch.

Online approval instantly

Apply online with accurate personal, job, and financial details to receive approval instantly.

Minimum paperwork

Complete the hassle-free paperwork with minimum documents required for personal loan. 

Tenure up to 96 months

Choose a suitable tenure of up to 96 months. Repay without default conveniently.

Transparent policy

Our transparent terms and conditions ensure no hidden charges on the personal loan.

Customer portal – My Account

Schedule your payments, check upcoming debts and do other activities through our customer portal – My Account.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.