Personal Loan in Secunderabad

Secunderabad, Hyderabad’s twin city, is a thriving hub of commerce, education, and defence services. Whether you're managing big-ticket expenses like weddings or education or simply need emergency funds, a Bajaj Finserv Personal Loan in Secunderabad offers an easy and reliable solution.

Check your pre-approved loan offer in Secunderabad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

You can borrow up to Rs. 55 lakh, get 100% online approval, and receive funds in 24 hours*—with no need for collateral or a branch visit.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Secunderabad. All it takes is just your phone number and OTP.

Money in your account in 24 hours*

You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

High loan amount and flexible tenure

You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

Quick approval

Apply online and get instant approval for your personal loan. Know more about the personal loan application process.

Minimal documents

With very little paperwork required, the loan application and approval processes become quick and convenient.

No guarantor or collateral needed

You do not need to provide any collateral such as gold ornaments and property papers to get the loan. Use our personal loan eligibility calculator to see how much loan amount you can borrow.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.