Personal Loan in Namakkal

Personal Loan in Namakkal

Check your eligibility for personal loan in Namakkal with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Namakkal

Enter mobile and OTP | Quick online approval | Get money in a day*

Bajaj Finserv in your city

  • Need instant funds for a wedding, education, home renovation, or emergency in Namakkal? A Bajaj Finserv Personal Loan in Namakkal gives you fast access to up to Rs. 55 lakh—with zero collateral, minimal paperwork, and 100% online approval.

    Check your pre-approved loan offer in Namakkal with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Famous for its temples, truck-body building industry, and strong education sector, Namakkal is a fast-growing city in Tamil Nadu. With a rising population of salaried professionals, teachers, and entrepreneurs, the city has growing personal finance needs. Whether you are planning a family event or managing day-to-day expenses, a personal loan in Namakkal can help you meet your goals quickly and efficiently.

*Terms and conditions apply

Show More
Show Less

Features of a personal loan in Namakkal

  • Flexible tenure

    Use a Personal Loan EMI Calculator and select a tenure of up to 96 months for easy repayment.

  • Simple documentation

    Keep the documents required for a personal loan ready and expedite the process.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Namakkal with just your phone number and OTP – no need to visit the branch.

  • Online loan management

    Use our online customer portal – My Account, and manage your loan account online.

  • Money in 24 hours*

    The money gets credited to the account within 24 hours* of approval.

  • Flexibility

    Opt for the Flexi loan facility and reduce your EMI burden during the initial tenure. Pay interest only on the funds withdrawn from the dropline limit.

  • Immediate approval

    Enjoy almost instant approval with proper eligibility compliance. Submit the online application form to proceed.

  • High sum

    Apply for a loan online, meet the simple parameters, and avail funds of up to Rs. 55 lakh.

  • 100% transparency

    We do not levy any hidden charges on the loan. For more clarity, please read the terms and conditions.

  • Collateral-free loan

    There is no need to pledge any asset or collateral to get a personal loan from us.

Opt for a personal loan from Bajaj Finance in Namakkal and address any financial obligations with ease. Learn the unique features of this fund and start using it to meet various needs. This fund does not have any restrictions on usage. Moreover, it does not require any guarantor or collateral.

Meet the eligibility criteria and submit the accurate documents for prompt approval.

*Conditions apply

Show More
Show Less

Eligibility criteria and documents for personal loan in Namakkal

You can easily get the funds you need in Namakkal with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Show More
Show Less

How to apply for personal loan in Namakkal

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Check the personal loan interest rates and the charges applicable to estimate the borrowing cost. 

Show More
Show Less

Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.