Personal Loan in Chandigarh

Whether you are planning a wedding in Sector 17, pursuing higher education, managing medical expenses, or renovating your home in Panchkula or Mohali, a Bajaj Finserv Personal Loan in Chandigarh offers instant, hassle-free financing—completely online. No branch visit needed.

With loan amounts of up to Rs. 55 lakh, instant approval, and funds disbursed within 24 hours*, you can manage major expenses without disrupting your savings.

✅ Check your pre-approved loan offer in Chandigarh with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Flexi loans

Make multiple withdrawals from your dropline limit with Flexi loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Chandigarh with just your phone number and OTP – no need to visit the branch.

Receive the money in 24 hours*

Once approved, the loan amount gets transferred to your account within the next 24 hours*.

Quick loan approval

Receive one of the fastest loan approvals in Chandigarh within 5 minutes only.

24x7 online account access

Keep track of your loan account and avail relevant information 24x7 through our customer portal - My Account.

Funding of up to Rs. 55 lakh

Seek up to Rs. 55 lakh and meet your expenditures conveniently.

Eligibility criteria

•    Nationality: Indian
•    Age: 21 years to 80 years*.
•    Employed with: Public, private, or MNC.
•    CIBIL Score: 685 or higher.
•    Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.
 

Documents required

•    KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
•    PAN card
•    Employee ID card
•    Salary slips of the last 3 months
•    Bank account statements of the previous 3 months
•    Piped gas bill
•    Pension order
•    Letter of Allotment of Accommodation Issued by Employer
•    Property / Municipal tax receipt
•    Utility bill
•    Real-time image / photograph
•    Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.