Personal Loan in Kangra

Personal loans have emerged as a versatile financial solution for individuals seeking funds for various needs, such as home renovation, medical emergencies, weddings, or even debt consolidation. If you are in Kangra and looking for a reliable, fast, and convenient personal loan, Bajaj Finserv offers tailored solutions with attractive interest rates and flexible repayment options.

✅ Check your pre-approved loan offer in Kangra with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Instant approval

Receive instant approval of your loan application by submitting the form online.

Minimal documents

Fill up the online loan application form and submit only a few necessary documents to enjoy instant approval.

Money within 24 hours*

Bajaj Finserv transfers the sanctioned loan amount to your account within 24 hours*.

High loan amount

Get a personal loan of up to Rs. 55 lakh and use the funds without any restrictions.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kangra with just your phone number and OTP – no need to visit the branch.

No hidden charges

As per our terms and conditions, we keep the personal loan affordable for borrowers with no underlying charges.

Tenure options

Use a personal loan EMI calculator and decide on a convenient tenure ranging up to 96 months .

Unsecured loans

With Bajaj Finserv, you need not keep any asset as collateral. Enjoy risk-free unsecured loans from us.

Online account management

Access all loan-related information, lodge your complaints or share your feedback from our customer portal – My Account.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.