Personal Loan in Mira Bhayandar

Personal Loan in Mira Bhayandar

Check your eligibility for personal loan in Mira Bhayandar with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Mira Bhayandar

Enter mobile and OTP | Quick online approval | Get money in a day*

Bajaj Finserv in your city

  • Need funds for a family wedding, an emergency medical expense, or to renovate your home in Mira Road or Bhayandar West? A Bajaj Finserv Personal Loan in Mira Bhayandar offers a simple, fast, and flexible way to meet your financial goals — without any collateral or paperwork hassles.

    You can also check if you already have a pre-approved offer in Mira Bhayandar. The entire process is online, no branch visit required:
    Check your personal loan offer in Mira Bhayandar with phone number and OTP → Apply online in 5 minutes→ Receive funds within a day*

    With a loan amount of up to Rs. 55 lakh  and flexible tenures, you can plan your expenses stress-free, whether it’s personal or professional.

Mira Bhayandar, a growing suburb in the northern part of Mumbai Metropolitan Region (MMR), is known for its residential boom, improved infrastructure, and rising lifestyle standards. With increasing access to healthcare, education, and transport, the area is a popular choice for working professionals and families.

This growth also brings financial needs — from wedding planning to home improvement or emergency spending. A Bajaj Finserv Personal Loan makes it easy to meet these needs quickly and conveniently.

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Features of personal loan in Mira Bhayandar

  • Flexible repayment tenure

    You can take a personal loan between Rs. 40000 to Rs. 55 lakh and repay comfortably over a tenure of up to 8 years.

  • Disbursal in a few hours*

    Get the approved loan amount credited to your bank account within 24 hours* in Mira Bhayandar – perfect for urgent financial needs.

  • Minimal documents needed

    Enjoy a hassle-free loan experience with only basic documents required for application and verification.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Mira Bhayandar with just your phone number and OTP – no need to visit the branch. 

  • Quick online approval

    Apply online for a personal loan in Mira Bhayandar online and receive approval in just 5 minutes*, without any branch visits.

  • No collateral required

    Get a completely unsecured personal loan – no need to provide any security or guarantor. Use the personal loan EMI calculator for to estimate your EMI.

  • Online loan management

    Use our customer portal, My Account, to track your loan, view statements, and manage repayments from anywhere.

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Mira Bhayandar

You can easily get the funds you need in Mira Bhayandar with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Mira Bhayandar

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000