Bajaj Finserv in your city
Nestled in the Bundelkhand region, the historic Jhansi echoes stories of its courageous queen, Rani Lakshmibai. The city in Uttar Pradesh has evolved with significant real estate development.
Seek personal loans in Jhansi from private lenders like Bajaj Finserv. Get access to high-value financing easily through online applications.
Features and benefits
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Larger loan amount
To fulfill all your major expenses, apply for a personal loan of up to Rs. 40 lakh.
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Pre-approved offers
As an existing customer, you can check your pre-approved offer by providing your name and contact number.
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The documentation process is simple. Submit only a few documents only.
Simple documentation
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Online account
Track all the information related to your loan through our customer portal, Experia.
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Bajaj Finserv Personal Loan in Jhansi is unsecured and doesn’t require any collateral against the fund.
Zero collateral
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Fast approval
Fill up the application form online with accurate details and get the fastest approval.
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Money in 24 hours*
Post-approval, the amount is transferred to the borrower’s account within 24 hours*.
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Repay easily
Pay off the borrowed amount over tenors of up to 96 months. Assess using our loan EMI calculator.
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Flexi loan facility
Opt for Flexi loan facility to lower your EMIs by up to 45%* and repay flexibly.
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Zero hidden charges
No more paying of hidden charges on personal loans as per our terms and conditions.
The economy of Jhansi is majorly driven by its agricultural sector. The NDA government’s initiative to develop this city as a defence corridor aims to boost the city’s economy further. Jhansi has witnessed a sudden increase in infrastructural development over the recent years. For students, the city offers lucrative opportunities with reputed schools, medical colleges and technical colleges.
If you are struggling with monetary crises, approach Bajaj Finserv for a feature-rich personal loan in Jhansi. Our financial product comes with no end-use restriction. You can utilise the money for multiple purposes, starting from higher education to unexpected expenses. Fill up the online application form with your personal, employment and financial details accurately. Receive the fastest approval only with Bajaj Finserv.
*Conditions apply
Eligibility criteria
Qualify for an unsecured personal loan to improve your approval chances. Check out the loan eligibility criteria.
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CIBIL score
685 and above
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Age
Within 21 years to 80 years*
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Indian, resident
Citizenship
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Employment
Must be salaried at a private/ public limited company or a reputed MNC
Eligibility parameters play a major role in determining the credibility of a borrower. Fulfil all the requirements and maintain financial discipline to get approval without any hassle. Go through our terms and conditions to know more.
Interest rates and charges
Ensure to check the processing fees and other charges, besides the personal loan interest rates.
Frequently asked questions
You have to pay a nominal processing fee up to 3.93% of the loan amount (Inclusive of applicable taxes). This fee covers some application processing costs.
Yes there is penalty for missed EMIs. Any delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of the monthly instalment. Apart from penal interest bounce charges will also be charged in case of default of repayment instrument amounting to Rs. 700 - Rs. 1,200 per bounce.
In general, an EMI or Equated Monthly Instalment comprises the principal amount and the payable. You repay the borrowed amount in small EMIs throughout the tenor.
If you qualify as per the eligibility criteria, you can avail of the Flexi loan facility. It allows borrowers to withdraw the required amount from their pre-sanctioned loan and make part-prepayment with an excess fund at their convenience. They can also choose to pay off the outstanding on maturity. Here, the interest rate is levied only on the withdrawn amount and not on the total principal.
