Personal Loan in Chandigarh

Personal Loan in Chandigarh

Check your eligibility for personal loan in Chandigarh with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in TheniCheck your pre-approved offer and other benefits

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Whether you are planning a wedding in Sector 17, pursuing higher education, managing medical expenses, or renovating your home in Panchkula or Mohali, a Bajaj Finserv Personal Loan in Chandigarh offers instant, hassle-free financing—completely online. No branch visit needed.

    With loan amounts of up to Rs. 55 lakh, instant approval, and funds disbursed within 24 hours*, you can manage major expenses without disrupting your savings.

    Check your pre-approved loan offer in Chandigarh with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

As a well-planned union territory and capital of both Punjab and Haryana, Chandigarh blends urban sophistication with administrative efficiency. With a growing population of working professionals, students, and entrepreneurs in sectors like IT, education, and healthcare, the city’s financial needs are equally diverse. A personal loan in Chandigarh is ideal for those seeking fast and flexible funds without lengthy paperwork or branch visits.

*Terms and conditions apply

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Features and benefits of a personal loan in Chandigarh

  • Flexi loans

    Make multiple withdrawals from your dropline limit with Flexi loans.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Chandigarh with just your phone number and OTP – no need to visit the branch.

  • Receive the money in 24 hours*

    Once approved, the loan amount gets transferred to your account within the next 24 hours*.

  • Quick loan approval

    Receive one of the fastest loan approvals in Chandigarh within 5 minutes only.

  • 24x7 online account access

    Keep track of your loan account and avail relevant information 24x7 through our customer portal - My Account.

  • Funding of up to Rs. 55 lakh

    Seek up to Rs. 55 lakh and meet your expenditures conveniently.

In Chandigarh, three governments have their bases, thereby becoming the biggest employer of the city. The place is often called a pensioner's paradise as a significant part of the population consists of retired employees of the government or the armed forces. Apart from the government, there are around 15 medium to large scale industries and more than 2,500 registered small-scale units engaged in machinery, basic metals and paper manufacturing.

Be it for business or personal reasons, a personal loan from Bajaj Finance can cover your monetary needs satisfactorily. You need not worry about pledging any asset as the credit is unsecured and involves no risk for borrowers. Afford this instant credit easily as interest rates are highly competitive. Before applying, fulfil all the criteria to qualify and get exclusive features on a personal loan in Chandigarh.

*Conditions apply

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Eligibility criteria and documents for personal loan in Chandigarh

You can easily get the funds you need in Chandigarh with the below criteria:

  • Eligibility criteria

    •    Nationality: Indian
    •    Age: 21 years to 80 years*.
    •    Employed with: Public, private, or MNC.
    •    CIBIL Score: 685 or higher.
    •    Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.
     

  • Documents required

    •    KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    •    PAN card
    •    Employee ID card
    •    Salary slips of the last 3 months
    •    Bank account statements of the previous 3 months
    •    Piped gas bill
    •    Pension order
    •    Letter of Allotment of Accommodation Issued by Employer
    •    Property / Municipal tax receipt
    •    Utility bill
    •    Real-time image / photograph
    •    Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Chandigarh

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Get attractive personal loan interest rates from Bajaj Finance and repay them conveniently in affordable EMIs.

Our personal loan branches in Chandigarh

Personal loan in Sector 26
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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.