Personal Loan in Agra

Personal Loan in Agra

Check your eligibility for personal loan in Agra with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Agra

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need funds for a family wedding, education, medical emergency, or home renovation in Agra? A Bajaj Finserv Personal Loan in Agra gives you quick access to money—no paperwork, no collateral, and no branch visit required. Get up to Rs. 55 lakh, with instant approval, and disbursal in just 24 hours*—all through a 100% online process.

     

    Check your pre-approved loan offer in Agra with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

     

     

Famous for the Taj Mahal and its rich Mughal history, Agra is also a growing city with strong roots in tourism, handicrafts, and small businesses. With expanding urban areas like Kamla Nagar, Dayalbagh, and Civil Lines, the need for easy and fast personal financing has grown. Whether you're a salaried employee, trader, or entrepreneur, a personal loan in Agra helps you meet urgent or planned expenses with ease.

*Terms and conditions apply

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Features and benefits of a personal loan in Agra

  • Instant loan approval

    Fill your personal loan application form online after fulfilling eligibility parameters to receive immediate approval.

  • Flexi loan facility

    The Flexi loan facility enabling multiple withdrawals and dropline limit.

  • Funds transferred within 24 hours*

    On approval, expect to receive money in the account within the next 24 hours* and meet emergency funding needs.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Agra. All it takes is just your phone number and OTP.

  • Easy repayment

    With tenure flexibility of up to 96 months, choose to repay your personal loan in easy EMIs. Use our personal loan eligibility calculator to see how much loan amount you can borrow.

  • Minimum documents required

    Avail of your personal loan by completing minimal paperwork with necessary documents only.

  • High-value financing

    Get unsecured financing of up to Rs. 55 lakh as a personal loan in Agra.

  • 24/7 account management

    Now track your loan account details from home or anywhere else with our dedicated customer portal – My Account.

  • 100% transparency

    Check out our terms and conditions, which are 100% transparent with nil hidden charges on a personal loan.

Agra is the fourth-most famous city of Uttar Pradesh, with most of its workforce engaged in tourism and royal crafts and carpet-making industry. Agriculture is another primary sector providing livelihood to 40% of its population, with leather and footwear as other thriving industries here.

Agra features approximately 7,200 SSIs and 12 major MSMEs. With easy financing provided by Bajaj Finance here, residents can avail hassle-free credit with a personal loan. Our pre-approved offer eliminates lengthy application procedures for customers.

*Conditions apply

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Eligibility criteria and documents for personal loan in Agra

You can easily get the funds you need in Agra with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Agra

Step-by-step guide to apply for a personal loan

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Our personal loan branches in Agra

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.