Personal Loan With Instant Approval

Choose our personal loan and benefit from quick approval and speedy disbursal facilities.
Personal loan
5 min read
1 February 2024

In today's fast-paced digital era, securing a personal loan has become quicker and more convenient than ever before, thanks to online application processes. Multiple financial institutions and lending platforms in India now offer the facility to apply for a personal loan online. This online application facility provides borrowers with the convenience of fast approval and quick disbursal.

Bajaj Finance, one of the leading NBFCs in India, offers high-value personal loans that come with an end-to-end online application process. With quick approval and speedy disbursal, Bajaj Finance Personal Loan makes borrowing simple and convenient.

Bajaj Finance also provides personal loans in three unique variants – Term Loan, Flexi Term Loan, and Flexi Hybrid Loan. When you choose any of these Flexi variants – a loan limit is assigned to you, and you can withdraw funds from this limit as and when you need. However, interest is charged only on the amount you have withdrawn and not the entire limit. You can also part-prepay your Flexi Loans as many times as you can without any additional charges. However, if you choose Flexi Hybrid Loan, you get the additional facility to pay interest-only EMIs for the initial part of the tenure.

 Features and benefits of instant personal loan

Flexible loan amount: Bajaj Finserv offers personal loans, catering to diverse financial needs.

Quick approval: Enjoy swift approval and disbursal of funds within a day, ensuring immediate access to funds for urgent requirements.

Minimal documentation: With simplified documentation requirements, the loan application process is hassle-free and convenient for borrowers.

Competitive interest rates: Benefit from competitive interest rates, making the personal loan solution cost-effective and affordable.

Eligibility criteria for personal loan with instant approval

The eligibility criteria for a personal loan differs from lender to lender. You can qualify for a Bajaj Finance Personal Loan once you meet the five simple eligibility criteria mentioned below:

  • Nationality: India
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required for personal loan with instant approval

The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

Instant personal loan interest rates and charges

Bajaj Finserv offers personal loans with competitive interest rates, ensuring affordability and financial flexibility for borrowers. Interest rates are tailored to suit individual financial profiles and creditworthiness, providing attractive terms for those seeking to meet their diverse financial needs with ease and convenience. Read on to learn more about personal loan interest rates before applying for a loan.

How to apply for a personal loan with instant approval

You can apply for a Bajaj Finance Personal Loan by following these simple steps:

  • Visit the personal loan page and click on ‘APPLY’
  • Enter your 10-digit mobile number and OTP.
  • Fill in the application form with your basic details.
  • Now, click on ‘PROCEED’ to visit the loan selection page.
  • Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  • Choose the repayment tenure – you can select tenure options of 6 months to 96 months and click on ‘PROCEED’.
  • Complete your KYC and submit your application.

It is that simple. With our 100% online application process, you can apply for a personal loan from the comfort of your home and get approval within 5 minutes. Get benefited from our speedy disbursal facility and receive the funds you need in just 24 hours*.

Apply for our Personal Loan.


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*Terms and conditions apply