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EMI: Rs. 11,250
INSTANT APPROVAL
LOWEST EMI
Enter your 10-digit mobile number
EMI: Rs. 11,250
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 11,250
INSTANT APPROVAL
LOWEST EMI
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All about Flexi Loan
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 11,250
Mobile Number Disclaimer Text
EMI: Rs. 19,291
Mobile Number Disclaimer Text
EMI: Rs. 21,993
Mobile Number Disclaimer Text
EMI: Rs. 26,089
Mobile Number Disclaimer Text
EMI: Rs. 32,976
Mobile Number Disclaimer Text
EMI: Rs. 46,840
Mobile Number Disclaimer Text
EMI: Rs. 88,615
Mobile Number Disclaimer Text
Features and benefits of our personal loan
00:40
Features and benefits of our personal loan
Watch this video to know everything about our personal loan
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3 unique variants
Pick the loan variant that suits you best: Term loan, Flexi Term Loan, and Flexi Hybrid Loan.
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No part-prepayment charge on Flexi Term Loan
Repay a part of your loan in advance, at no extra cost. You can part-pay as many times as you want.
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Loan of up to Rs. 40 lakh
Manage your small or large expenses with loans ranging from Rs. 20,000 to Rs. 40 lakh.
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Convenient tenures
Manage your loan easily with repayment options ranging from 6 months to 96 months.
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Approval in just 5 minutes
Complete your entire application online from the comfort of your home or wherever you are and get instant approval.
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Money in your account in 24 hours*
Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval.
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No hidden charges
Our fees and charges are mentioned clearly on this page itself and also on our loan documents. We advise you to read these in detail before applying.
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No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor.
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*Terms and conditions apply.
Still haven’t found what you’re looking for? Click on any of the links at the top of this page.
Frequently asked questions
Here is how you can get a Rs. 10 lakh personal loan:
- Click on ‘APPLY’ to open our online application form.
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 6 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
The EMI of your personal loan usually depends on the loan repayment tenure and the interest rate charged by the lender. You can use a personal loan EMI calculator to find out the EMI of Rs. 10 lakh personal loan.
For instance, if you borrowed Rs. 10 lakh at an interest rate of 13%, the following is your EMI.
Tenure |
Approximate EMI at 13% interest rate |
2 years |
4,754 |
3 years |
3,369 |
5 years |
2,275 |
Calculate your personal loan EMIs
Bajaj Finserv in your city
Wardha, located in the state of Maharashtra, is known for its historical significance as a center of the Indian independence movement and the teachings of Mahatma Gandhi. Wardha is a home to the Sevagram Ashram, where Mahatma Gandhi resided and worked towards promoting non-violence and rural development.
To help the residents of this place manage their financial requirements, Bajaj Finance offers collateral-free personal loans of up to Rs. 40 lakh.
Apply online or walk into the nearest branch to get instant approval on your personal loan application.