Personal Loan in Siliguri

Personal Loan in Siliguri

Check your eligibility for personal loan in Siliguri with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Siliguri, the gateway to the Northeast, is not only a major transit point but also a rising centre for trade, tourism, and education. Whether you are planning a wedding, covering medical expenses, renovating your home, or funding higher education, a Bajaj Finserv Personal Loan in Siliguri offers fast and easy access to funds.

    Check your pre-approved loan offer in Siliguri with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    With loan amounts of up to Rs. 55 lakh, 100% online application, and disbursal within 24 hours*, this personal loan offers the convenience you need—without branch visits or lengthy paperwork.

     

Located at the base of the Himalayas, Siliguri connects North Bengal, Sikkim, Bhutan, and Nepal. It's an emerging city for students, healthcare professionals, traders, and travel operators. Areas like Sevoke Road, NJP, and Pradhan Nagar are witnessing rapid development. As the city grows, so does the need for financial flexibility. A personal loan in Siliguri helps residents take charge of their dreams and emergencies—instantly and affordably.

*Terms and conditions apply

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Features of personal loan in Siliguri

  • Loan up to Rs. 55 lakh

    Get funds up to Rs. 55 lakh with easy terms.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Siliguri with just your phone number and OTP – no need to visit the branch.

  • Money in 24 hours*

    Get the money in your account within 24 hours* of approval and start using it without worry.

  • Basic documents

    Submit only a few documents required for a personal loan and complete the loan processing faster.

  • Online management

    Use our customer portal, My Account, and manage your loan account online.

  • 100% Transparency

    We do not levy any hidden costs on the personal loan. Check the terms and conditions for better transparency.

  • Flexible repayment tenure

    Choose a tenure from 12 months to 96 months and use an online personal loan calculator to simplify assessment. 

  • Instant approval

    Instant approval is possible with less paperwork. Apply online to avail of this benefit.

Situated in the foothills of the Himalayas, Siliguri is a major business and economic hub of northeastern India. Tea, tourism, timber are some of the significant sources of income here.

If you are looking for an easy way to raise instant funds in Siliguri, Bajaj Finserv Personal Loan can be a great option. This collateral-free loan allows you to address any financial requirements with ease.

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Eligibility criteria and documents for personal loan in Siliguri

You can easily get the funds you need in Siliguri with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Siliguri

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.