Bajaj Finserv in your city
Shimla is the largest city of Himachal Pradesh. Being the state capital, it is a major centre for education, commerce and culture.
Bajaj Finserv Personal Loan are designed to cover diverse monetary needs with ease. Visit our branch to avail of our financial product or apply online.
Features of personal loan in Shimla
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Added flexibility
Enjoy additional flexibility on repayment with the Flexi Personal Loan. Bring down EMIs by 45%*.
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Loan of higher value
Seek higher financing of up to Rs. 35 lakh to invest or expend at your own discretion.
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Money within 24 hours*
Once approved, the sanctioned loan is transferred to your account within 24 hours*.
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Online approval instantly
Apply online with accurate personal, job, and financial details to receive approval instantly.
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Minimum paperwork
Complete the hassle-free paperwork with minimum documents required for personal loan.
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Transparent policy
Our transparent terms and conditions ensure no hidden charges on the personal loan.
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Tenor up to 84 months
Choose a suitable tenor of 12 months to up to 84 months. Repay without default conveniently.
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Customer portal – Experia
Schedule your payments, check upcoming debts and do other activities through our customer portal – Experia.
Shimla is significant for the local transport hub, healthcare centre, administrative headquarters, and tourism as the capital city.
Employed individuals working at a private limited company or a public firm can get additional funding from lenders like Bajaj Finserv. We bring multipurpose personal loans with personalised features. You can make repayments easier through longer tenor or innovative Flexi loans. Read the terms and conditions and apply for a loan online.
*Conditions apply
Eligibility criteria and EMI calculation
Check the maximum approvable amount with a personal loan eligibility calculator. Make sure to know your monthly outflows as well using the Personal Loan EMI Calculator.
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Minimum salary
Refer to our city list for salary requirements
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Citizenship
Indian resident
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Employment
Salaried at a private/ public company or an MNC
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Age bracket
Between 21 years to 67 years*
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Credit score
Above 750
Opt for the Bajaj Finserv Personal Loan if you seek higher financing at affordable rates. You need not pledge any collateral to avail of credit. Check your eligibility with the criteria mentioned above.
Interest rates and charges
Bajaj Finserv brings a competitive rate of interest on personal loan in Shimla. Read all the fees and charges that apply
