Bajaj Finserv in your city

Shimla is the largest city of Himachal Pradesh. Being the state capital, it is a major centre for education, commerce and culture.

Bajaj Finserv Personal Loan are designed to cover diverse monetary needs with ease. Visit our branch to avail of our financial product or apply online.

Features of personal loan in Shimla

  • Added flexibility

    Added flexibility

    Enjoy additional flexibility on repayment with the Flexi Personal Loan. Bring down EMIs by 45%*.

  • Loan of higher value

    Loan of higher value

    Seek higher financing of up to Rs. 40 lakh to invest or expend at your own discretion.

  • Money within 24 hours*

    Money within 24 hours*

    Once approved, the sanctioned loan is transferred to your account within 24 hours*.

  • Online approval instantly

    Online approval instantly

    Apply online with accurate personal, job, and financial details to receive approval instantly.

  • Minimum paperwork

    Minimum paperwork

    Complete the hassle-free paperwork with minimum documents required for personal loan

  • Transparent policy

    Transparent policy

    Our transparent terms and conditions ensure no hidden charges on the personal loan.

  • Tenor up to 60 months

    Tenor up to 96 months

    Choose a suitable tenor of 6 months to up to 96 months. Repay without default conveniently.

  • Customer portal – Experia

    Customer portal – Experia

    Schedule your payments, check upcoming debts and do other activities through our customer portal – Experia.

Shimla is significant for the local transport hub, healthcare centre, administrative headquarters, and tourism as the capital city.

Employed individuals working at a private limited company or a public firm can get additional funding from lenders like Bajaj Finserv. We bring multipurpose personal loans with personalised features. You can make repayments easier through longer tenor or innovative Flexi loans. Read the terms and conditions and apply for a loan online.

*Conditions apply

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Eligibility criteria and EMI calculation

Check the maximum approvable amount with a personal loan eligibility calculator. Make sure to know your monthly outflows as well using the Personal Loan EMI Calculator.

  • Minimum salary

    Minimum salary

    Refer to our city list for salary requirements

  • Citizenship


    Indian resident

  • Employment


    Salaried at a private/ public company or an MNC

  • Age bracket

    Age bracket

    Between 21 years to 80 years*

  • Credit score

    Credit score

    Above 685

Opt for the Bajaj Finserv Personal Loan if you seek higher financing at affordable rates. You need not pledge any collateral to avail of credit. Check your eligibility with the criteria mentioned above.

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Interest rates and charges

Bajaj Finserv brings a competitive rate of interest on personal loan in Shimla. Read all the fees and charges that apply