Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Shimla
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Need urgent funds in Shimla for a personal milestone or emergency? A Bajaj Finserv Personal Loan in Shimla gives you access to financing of up to Rs. 55 lakh without any collateral or paperwork hassle. Whether it’s for a wedding, home renovation, travel, or medical emergency, you can get instant funds with a 100% online process.
✅ Check your pre-approved loan offer in Shimla with just your phone number and OTP – No branch visit needed
Apply in just 2 steps and receive the money in your account within 24 hours* of approval.
Shimla, the picturesque capital of Himachal Pradesh, is a well-known hill station and administrative hub. While tourism and education are key economic drivers, the city is also evolving with improved infrastructure and modern living. As lifestyles improve, so does the demand for convenient financial solutions.
A personal loan in Shimla offers you the financial flexibility to manage life’s big moments without straining your savings.
Features of personal loan in Shimla
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Loan of higher value
Seek higher financing of up to Rs. 55 lakh to invest or expend at your own discretion.
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Money within 24 hours*
Once approved, the sanctioned loan is transferred to your account within 24 hours*.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Shimla with just your phone number and OTP – no need to visit the branch.
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Online approval instantly
Apply online with accurate personal, job, and financial details to receive approval instantly.
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Minimum paperwork
Complete the hassle-free paperwork with minimum documents required for personal loan.
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Tenure up to 96 months
Choose a suitable tenure of up to 96 months. Repay without default conveniently.
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Transparent policy
Our transparent terms and conditions ensure no hidden charges on the personal loan.
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Customer portal – My Account
Schedule your payments, check upcoming debts and do other activities through our customer portal – My Account.
Shimla is significant for the local transport hub, healthcare centre, administrative headquarters, and tourism as the capital city.
Employed individuals working at a private limited company or a public firm can get additional funding from lenders like Bajaj Finance. We bring multipurpose personal loans with personalised features. Read the terms and conditions and apply for a loan online.
*Conditions apply
Eligibility criteria and documents for personal loan in Shimla
You can easily get the funds you need in Shimla with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Shimla
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.