FAQs
Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Rourkela
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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A Bajaj Finserv Personal Loan in Rourkela is built for convenience—offering high loan amounts, flexible tenures, and 100% digital access. Whether you're salaried or self-employed, you can meet your financial goals quickly and confidently.
✅ Check your pre-approved loan offer in Rourkela with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Rourkela, Odisha’s steel city, is known for its industrial significance, educational institutions, and fast-paced urban development. As personal goals and lifestyle needs grow, many residents turn to flexible financing solutions. Whether for higher education, emergency needs, or major life events, a personal loan in Rourkela is a smart, dependable option.
*Terms and conditions apply.
Features and benefits of personal loans in Rourkela
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Rourkela with just your phone number and OTP – no need to visit the branch.
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Instant approval
To get an instant personal loan from Bajaj Finserv, apply online today. Check eligibility beforehand.
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100% transparency
A Bajaj Finserv Personal Loan does not come with any hidden charges. Read the terms and conditions for transparency.
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Large loan amount
Meet the eligibility and avail funds of up to Rs. 55 lakh with easy terms and affordable interest rates.
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Repayment flexibility
A personal loan comes with a tenure ranging from 12 month to 96 month. Use the personal loan EMI calculator for accurate assessment.
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Money in the bank within 24 hours*
The sanctioned advances reach the bank account within 24 hours* of approval.
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Online loan management
Go to our customer portal - My Account, to check the EMI due date and other loan-related details online.
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Simple documentation
Submit only a handful of documents to be eligible for a personal loan from us.
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No collateral necessary
A personal loan from Bajaj Finserv is unsecured credit. No need to pledge collateral to avail of this credit facility.
Rourkela is Odisha’s industrial capital, primarily due to the steel plants of the city. Besides, the IT sector has also developed rapidly over the years in Rourkela. Alongside, the education facilities are also impressive in this region.
Individuals residing in this city can now opt for a personal loan from Bajaj Finserv and address their financial requirements easily. No collateral is required to avail of this fund. Interested borrowers only have to submit relevant documents and meet basic eligibility requirements to get an instant personal loan from Bajaj Finance.
*Conditions apply
Eligibility criteria and documents for personal loan in Rourkela
You can easily get the funds you need in Rourkela with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Rourkela
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000