Bajaj Finance in your city

Located on the coast of the Arabian Sea, Ratnagiri is a city in Maharashtra. This port city is a major tourist destination for natural beauty and historical evidence.

Residents of Ratnagiri can now opt for a personal loan from Bajaj Finserv with easy-to-meet eligibility criteria.

Visit any of the nearest branches in your city or apply online for an instant loan.

Features and benefits of a personal loan in Ratnagiri

  • Loan amount of up to Rs.25 lakh

    Loan amount of up to Rs. 35 lakh

    Get funds up to Rs. 35 lakh from Bajaj Finserv and utilise it for varied financial requirements.

  • Pre-approved offers

    Pre-approved offers

    Enter your name and contact number to check your pre-approved offer online within seconds.

  • Get money within 48 hours*

    Get money within 24 hours*

    Get the loan amount credited to your bank account within 24 hours* of approval.

  • Collateral-free loan

    Collateral-free loan

    No requirements to keep collateral to avail of personal loans from Bajaj Finserv.

  • Flexibility in repayment

    Flexibility in repayment

    Bajaj Finserv Personal Loan comes with a flexible tenor from 12 months to 84 months. Use a loan calculator to estimate EMIs.

  • Zero hidden costs

    Zero hidden costs

    Enjoy complete transparency with our personal loan. Read the terms and conditions before applying.

  • Instant approval

    Instant approval

    Fill up the loan application form and submit it online. Check the eligibility beforehand for instant approval.

  • Reduce EMI up to 45%* with Flexi loan

    Reduce EMI up to 45%* with Flexi loan

    Reduce the EMI burden up to 45%* with the Flexi loan facility from Bajaj Finserv. Save significantly with the interest-only loan.

  • Minimal documentation

    Minimal documentation

    Keep the documents required for a personal loan ready. It will ensure faster loan processing.
  • Online account management

    Online account management

    Visit our customer portal - Experia and manage the loan account online. Monitor the loan details 24/7.

Ratnagiri is a port city of Maharashtra and is primarily known for its Alphonso mangoes. Besides, tourism is also a major industry that generates a lot of revenue for the state.

Individuals looking for financial assistance in Ratnagiri can now opt for a personal loan from Bajaj Finserv. This collateral-free credit does not come with end-use restrictions. You only have to meet some simple eligibility criteria and submit a list of necessary documents to avail of an instant personal loan.

*Conditions apply

Read More Read Less

Eligibility criteria

Check the eligibility criteria mentioned below to qualify for the highest loan amount from Bajaj Finserv.

  • Nationality


    Resident Indian

  • Employment


    Must be a salaried employee at a reputed MNC or a private/public limited company

  • Credit score

    Credit score

    Above 750

  • Age


    Between 21 years and 67 years*

  • Income


    Refer to our city list for minimum salary requirements

We offer unique offers on personal loans to borrowers with proper eligibility. Try to meet most of the parameters mentioned above to enjoy high loan value with easy terms.

Read More Read Less

Interest rate and charges

Bajaj Finserv is known for competitive personal loan interest rates, nominal applicable processing fees, and other charges. Apply for this affordable loan now.