Personal Loan in Ratnagiri

Need quick funds in Ratnagiri for a wedding, education, travel, medical emergency, or home renovation? A Bajaj Finserv Personal Loan in Ratnagiri offers financing of up to Rs. 55 lakh with no collateral, minimal documentation, and a fully digital process.
 

✅ Check your pre-approved loan offer in Ratnagiri with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Loan amount of up to Rs. 55 lakh

Get funds up to Rs. 55 lakh from Bajaj Finserv and utilise it for varied financial requirements.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Ratnagiri with just your phone number and OTP – no need to visit the branch.

Get money within 24 hours*

Get the loan amount credited to your bank account within 24 hours* of approval.

Collateral-free loan

No requirements to keep collateral to avail of personal loans from Bajaj Finserv.

Flexibility in repayment

Bajaj Finserv Personal Loan comes with a flexible tenure of up to 96 months. Use a personal loan EMI calculator to estimate EMIs.

Zero hidden costs

Enjoy complete transparency with our personal loan. Read the terms and conditions before applying.

Instant approval

Fill up the loan application form and submit it online. Check the eligibility beforehand for instant approval.

Minimal documentation

Keep the documents required for a personal loan ready. It will ensure faster loan processing.

Online account management

Visit our customer portal - My Account and manage the loan account online. Monitor the loan details 24/7.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.