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Personal Loan

Personal Loan in Ratnagiri

Personal Loan in Ratnagiri: Features and Benefits

Ratnagiri is a port city in the south-west corner of Maharashtra. It falls under the Konkan division and is the administrative capital of the Ratnagiri district. It is known across India and abroad for its Alphonso mangoes.

Apply for a personal loan in Ratnagiri from private lenders like Bajaj Finserv. Benefit from numerous attractive features such as instant disbursal and minimum document requirement.

  • Unsecured Loans

    Personal loans are unsecured, meaning that you do not need any guarantor or pledge any collateral to avail these loans.

  • Easy Application Approval

    All you need to do to have your personal finance loan approved is to fill the loan application form. It takes no more than a few minutes once you’re through with this step.

  • Pay up to 45% lower EMI

    Loan Amount up to Rs.25 Lakh

    Meet varied financial needs with a high loan amount of Rs.25 lakh and no end-usage restrictions to utilise the loan amount.

  • Quick Disbursal of Loan Amount

    After your loan application is approved, Bajaj Finserv transfers the entire loan amount to your chosen account within 48 hours*.

  • Flexible Tenors

    Repay your loan amount according to your convenience with the flexible tenor ranging up to 60 months. Choose the right tenor after calculating the EMI using a loan calculator.

  • Low Documentation Requirements

    Avail a loan instantly from private financiers like Bajaj Finserv by submitting a few necessary documents required for personal loan.

  • Pre-Approved Offers

    Simplify the loan application process even further with pre-approved offers. You can check your pre-approved offers by providing a few essential details.

  • Online Loan Management Facility

    Manage your personal loan finance online with our customer portal, Experia. Get all necessary details like EMI payment date and outstanding amount on this online portal.

  • Flexi Loan Facility

    Bajaj Finserv Flexi Personal Loan allows you to make multiple withdrawals from the sanctioned amount. You have to pay the interest only on the amount that you withdraw.

  • No Hidden Costs

    There are no hidden costs to a Bajaj Finserv Personal Loan. Read the terms and conditions for a more thorough understanding.

Eligibility Criteria for Personal Loan in Ratnagiri

Check the eligibility criteria and documents required to avail a personal loan to successfully apply for it.

Interest Rates and Charges for Personal Loan in Ratnagiri

Personal loan interest rates by Bajaj Finserv are quite competitive, which make this loan an ideal choice.

Contact Us

Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for a detailed account of personal loan in Ratnagiri, if you are a new customer.

If you are an existing customer, contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in.

*Conditions apply