Personal Loan in Ramgarh

Personal Loan in Ramgarh

Check your eligibility for personal loan in Ramgarh with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Ramgarh

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Looking for quick and hassle-free financing in Ramgarh? Whether it's a wedding, medical emergency, home renovation, travel, or education—a Bajaj Finserv Personal Loan in Ramgarh offers up to Rs. 55 lakh with zero collateral and a 100% digital process.
     

    Check your pre-approved loan offer in Ramgarh with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Ramgarh, located in Jharkhand, is a growing town with a strong industrial and mining presence. With rising infrastructure, better connectivity, and evolving personal aspirations, residents are increasingly looking for financial products that offer both speed and convenience. A personal loan in Ramgarh gives you access to flexible funds without long paperwork or collateral.


*Terms and conditions apply

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Features and benefits of personal loan in Ramgarh

  • High-value loan

    Our personal loan finance allows you to meet bigger expenses without restrictions. Avail up to Rs. 55 lakh.

  • Easy documentation

    Our documentation requirement is simple. Provide only a few basic documents required for a personal loan.

  • Flexible tenure

    Assess your financial ability for a suitable tenure of up to 96 month using a personal loan EMI calculator.

  • Online account

    With our customer portal, My Account, track every detail instantly from the comfort of your home.

  • Quick approval online

    No need to visit any branch or wait in long queues. Apply online to receive quick approval.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Ramgarh with just your phone number and OTP – no need to visit the branch.

  • Zero hidden fees

    Enjoy complete transparency with zero hidden fees. Read the terms and conditions for more.

  • Money in 24 hours*

    Get the loan amount directly in your bank account within 24 hours*.

Mineral-rich Ramgarh hosts fire clay and limestone deposits, apart from coal. Ramgarh also generates revenue from ragi, rice, vegetable, fruit and maize cultivation.

You can avail of a personal loan in Ramgarh to meet your diverse funding requirements sufficiently without any end-use restriction. Fund your child’s education, consolidate several debts into one or finance any other expense with this amount. Our personal loans come at attractive interest rates.


*Conditions apply

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Eligibility criteria and documents for personal loan in Ramgarh

You can easily get the funds you need in Ramgarh with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Ramgarh

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.