Personal Loan in Patiala

A Bajaj Finserv Personal Loan in Patiala offers flexibility, speed, and ease of access—making it the ideal financial solution for residents of the city. With zero collateral, simple documentation, and 100% online approval, it’s a smart way to handle life's financial needs.

✅ Check your pre-approved loan offer in Patiala with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Quick approval

Fulfil the eligibility and submit the vital documents along with the personal loan application for instant approval.

Funds of up to Rs. 55 lakh

With proper eligibility, you can avail funds up to Rs. 55 lakh with easy terms. Check terms and conditions now.

No hidden costs

Bajaj Finserv Personal Loan does not accompany any hidden charges. We maintain 100% transparency on loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Patiala with just your phone number and OTP – no need to visit the branch.

Flexible tenure

Take the help of a personal loan EMI calculator and choose a tenure up to 96 months.

Manage loan online

Visit our customer portal - My Account, and monitor the repayment status and other details online.

Money within 24 hours*

Once the loan is approved, the money reaches the bank account within 24 hours*.

Minimal documentation

Avail a personal loan from us with minimal paperwork. It hastens the loan processing further.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried
   

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.