Personal Loan in Muzaffarpur

Muzaffarpur, known as the “Lychee City of India”, is not just famous for its sweet produce—it is also a growing hub for education, small businesses, and trade in Bihar. From funding a child’s higher education, expanding a shop, planning a wedding, or covering medical expenses, a Bajaj Finserv Personal Loan can help you meet your financial needs without lengthy paperwork or delays.

📲 Check your pre-approved loan offer in Muzaffarpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Less paperwork

Provide some vital documents to avail a personal loan from us. Submit alongside the online application form.

No hidden fees

Bajaj Finserv Personal Loan does not entail any hidden costs.

Loan up to Rs. 55 lakh

Meet the eligibility parameters and avail of a personal loan of up to Rs. 55 lakh.

Flexible tenure

Use a Personal Loan EMI Calculator and choose a tenure of up to 96 months for easy repayment.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Muzaffarpur with just your phone number and OTP – no need to visit the branch.

Receive funds in 24 hours*

After the loan approval, the money gets credited to your account within 24 hours*.

Zero-collateral

No need to provide an asset as collateral to avail of a personal loan from Bajaj Finance.

Quick approval

We approve the loan within a few minutes of checking the eligibility.

Manage account online

Log in to our customer portal – My Account, and check any loan-related details online, any time.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.