Personal Loan in Kumbakonam

In today’s fast-paced world, financial emergencies can arise unexpectedly. Whether it is funding a wedding, covering medical expenses, or consolidating debt, a personal loan can be a reliable solution. For residents of Kumbakonam, Bajaj Finance offers a seamless and efficient way to secure funds with quick approvals, competitive interest rates, and flexible repayment options.

✅Check your pre-approved loan offer in Kumbakonam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Loan up to Rs. 55 lakh

Apply for a loan up to Rs. 55 lakh and use the funds without any restrictions.

Collateral-free funds

Get the loan amount without pledging any collateral. Only check the eligibility and documentation.

Quick approval

With proper eligibility, the loan gets approved almost immediately. Address any monetary emergency with ease.

No hidden costs

Avail of a personal loan with complete transparency. Read the terms and conditions to know more.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kumbakonam with just your phone number and OTP – no need to visit the branch.

Flexi loan

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Simple paperwork

Arrange the documents required for a personal loan and get the assured funds without any hassle.

Flexible tenure

Use a personal loan EMI calculator and choose a suitable tenure ranging from 12 months to 96 months. 

Money in 24 hours*

The amount gets credited to the account within 24 hours* of approval. Apply online to avail of this facility.

Online account management

Log in to our dedicated Customer Portal - My Account and manage the loan online. Check the repayment details 24/7.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.