Personal Loan in Jharsuguda

A Bajaj Finserv Personal Loan in Jharsuguda is designed for speed, ease, and flexibility. With zero collateral, instant online approval, and high loan limits, it is a reliable financial tool for managing your expenses—planned or sudden.

✅ Check your pre-approved loan offer in Jharsuguda with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Minimal documentation

Minimal paperwork speeds up and simplifies the entire loan application process.

Loan amount within 24 hours*

Bajaj Finance transfers the approved loan amount within 24 hours*. Receive the funds directly in your account.

Unsecured loans

Avoid any risk on assets with collateral-free personal loans in Jharsuguda.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Jharsuguda with just your phone number and OTP – no need to visit the branch.

High loan amount

Eligible borrowers can avail of personal loans of up to Rs. 55 lakh in Jharsuguda.

Tenure options

The tenure of up to 96 monthseases the hassle of loan repayment. Choose according to your repayment capability.

No hidden charges

There are no hidden charges. Pay only the mentioned charges along with the interest when you avail of our instant personal loan.

Quick approval

Get your loan approval immediately post submission of the online application form.

Online account management

Access the loan account online and track all related information through our customer portal – My Account.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.