Bajaj Finserv in your city

Jharsuguda is an industrial centre, primarily comprised of metallurgical industries, in Odisha. The presence of an ample number of industries, including several thermal power plants nearby, makes the city known as the powerhouse of Odisha.

Opt for a Bajaj Finserv Personal Loan in Jharsuguda for all your financial needs, and benefit from hassle-free online processing along with a sanction up to Rs. 25 lakh. We offer affordable interest rates for eligible applicants.

Visit us in person or apply online for fast loan approval.

Features of personal loan in Jharsuguda

  • Minimal documentation

    Minimal documentation

    Minimal paperwork speeds up and simplifies the entire loan application process.

  • Loan amount within %$$PL-Disbursal$$%*

    Loan amount within 24 hours*

    Bajaj Finserv transfers the approved loan amount within 24 hours*. Receive the funds directly in your account.

  • Unsecured loans

    Unsecured loans

    Avoid any risk on assets with collateral-free personal loans in Jharsuguda.
  • Pre-approved offers

    Pre-approved offers

    Existing borrowers can opt for pre-approved offers for a quick and straightforward application method.

  • High loan amount

    High loan amount

    Eligible borrowers can avail of personal loans of up to Rs. 25 lakh in Jharsuguda.

  • Tenor options

    Tenor options

    The tenor of up to 60 months eases the hassle of loan repayment. Choose according to your repayment capability.

  • No hidden charges

    No hidden charges

    There are no hidden charges. Pay only the mentioned charges along with the interest when you avail of our instant personal loan.

  • Flexible loan

    Flexible loan

    Opt for Flexi loans and bring down the monthly instalments by up to 45%* for more repayment flexibility.

  • Quick approval

    Quick approval

    Get your loan approval immediately post submission of the online application form.

  • Online account management

    Online account management

    Access the loan account online and track all related information through our customer portal – Experia.

To address the needs of people in Jharsuguda, availing of personal loans is an ideal option. Repay over a suitable tenor to reduce your financial burden. The attractive rates of interest further increase affordability, and the associated fees and charges are also nominal. Apply online to avail of instant approval.

*Conditions apply

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Eligibility criteria

Fulfil these eligibility criteria to qualify for a personal loan in Jharsuguda. Check the maximum amount you can get using an online eligibility calculator.

  • Nationality

    Nationality

    Resident of India

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 750

  • Age

    Age

    Between 21 years to 67 years*

  • Income

    Income

    Refer to our city list for minimum salary requirements

Bajaj Finserv has easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal to help process your application faster.

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Interest rates and charges

Evaluate your monthly outflows based on the loan interest rates. Also, be informed of the associated charges.

Frequently asked questions

How to make a part-prepayment?

Part-prepayment can be made via our customer portal – Experia. You can access your online account using an ID and a password sent to you by Bajaj Finserv.

Can I make part-prepayment before paying the 1st EMI?

Part-prepayment is allowed only after you pay the 1st EMI of your personal loan.

Where can I check my application’s status?

You can get in touch with our customer care via a call to check your application’s status. You will receive a reference number in your SMS and email. Share the same with the representatives and authenticate your age, name and other details. Once done, the representatives will inform you of the status.

On what factors can my application get rejected?

The personal loan application can get rejected if you don’t qualify as per eligibility criteria. Also, inaccuracies in the form may lead to rejection.

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