Bajaj Finserv in your city
Jharsuguda is an industrial centre, primarily comprised of metallurgical industries, in Odisha. The presence of an ample number of industries, including several thermal power plants nearby, makes the city known as the powerhouse of Odisha.
Opt for a Bajaj Finserv Personal Loan in Jharsuguda for all your financial needs, and benefit from hassle-free online processing along with a sanction up to Rs. 55 lakh. We offer affordable interest rates for eligible applicants.
Visit us in person or apply online for fast loan approval.
Features of personal loan in Jharsuguda
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Minimal documentation
Minimal paperwork speeds up and simplifies the entire loan application process.
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Loan amount within 24 hours*
Bajaj Finserv transfers the approved loan amount within 24 hours*. Receive the funds directly in your account.
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Avoid any risk on assets with collateral-free personal loans in Jharsuguda.
Unsecured loans
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Pre-approved offers
Existing borrowers can opt for pre-approved offers for a quick and straightforward application method.
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High loan amount
Eligible borrowers can avail of personal loans of up to Rs. 55 lakh in Jharsuguda.
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Tenor options
The tenor of up to 96 months eases the hassle of loan repayment. Choose according to your repayment capability.
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No hidden charges
There are no hidden charges. Pay only the mentioned charges along with the interest when you avail of our instant personal loan.
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Flexible loan
Opt for Flexi loans and bring down the monthly instalments by up to 45%* for more repayment flexibility.
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Quick approval
Get your loan approval immediately post submission of the online application form.
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Online account management
Access the loan account online and track all related information through our customer portal – Experia.
To address the needs of people in Jharsuguda, availing of personal loans is an ideal option. Repay over a suitable tenor to reduce your financial burden. The attractive rates of interest further increase affordability, and the associated fees and charges are also nominal. Apply online to avail of instant approval.
*Conditions apply
Eligibility criteria
Fulfil these eligibility criteria to qualify for a personal loan in Jharsuguda. Check the maximum amount you can get using an online eligibility calculator.
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Nationality
Resident of India
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Employment
Must be a salaried employee at a reputed MNC or a private/ public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years
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Income
Refer to our city list for minimum salary requirements
Bajaj Finserv has easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal to help process your application faster.
Interest rates and charges
Evaluate your monthly outflows based on the loan interest rates. Also, be informed of the associated charges.
Frequently asked questions
Part-prepayment can be made via our customer portal – Experia. You can access your online account using an ID and a password sent to you by Bajaj Finserv.
Part-prepayment is allowed only after you pay the 1st EMI of your personal loan.
You can get in touch with our customer care via a call to check your application’s status. You will receive a reference number in your SMS and email. Share the same with the representatives and authenticate your age, name and other details. Once done, the representatives will inform you of the status.
The personal loan application can get rejected if you don’t qualify as per eligibility criteria. Also, inaccuracies in the form may lead to rejection.
