Personal Loan in Guwahati

Personal Loan in Guwahati

Check your eligibility for personal loan in Guwahati with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Instant personal loan in Guwahati

  • Guwahati, the economic and educational hub of Northeast India, is a city on the rise. Whether you’re planning a wedding, renovating your home, managing medical bills, or financing higher education, a Bajaj Finserv Personal Loan in Guwahati gives you fast and flexible access to funds—no collateral, no paperwork, and no branch visit required.

    Check your pre-approved loan offer in Guwahati with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    Get up to Rs. 55 lakh, enjoy instant online approval, and receive funds in 24 hours* directly in your bank account.

Known for its strategic location along the Brahmaputra River, Guwahati has transformed into a major centre for commerce, education, and healthcare in the Northeast. From residential areas like Beltola and Kahilipara to bustling business zones like Fancy Bazaar and Dispur, the city’s financial needs are growing rapidly. A personal loan in Guwahati is a practical solution to handle everything from life goals to emergencies.

*Terms and conditions apply

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Features and benefits of a personal loan in Guwahati

  • Online account management

    Use our customer portal, My Account, and manage your loan account online.

  • Avail loan up to Rs. 55 lakh

    Finance high-value monetary needs with loans of up to Rs. 55 lakh.

  • Zero hidden fees

    Bajaj Finserv levies zero hidden charges on personal loans. Check our terms and conditions for more.

  • Tenure options

    Select from a suitable tenure of up to 96 months to repay your personal loan comfortably.

  • Basic documentation

    Borrowers fulfilling the eligibility criteria can complete verification with some essential documents only.

  • Money in the bank within 24 hours*

    Only 24 hours* is needed to credit the sanctioned loan amount to your account. Address your urgencies with ease.

  • Immediate approval

    Fill up your personal loan application accurately to receive instant approval.

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Guwahati

You can easily get the funds you need in Guwahati with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

Types of Personal Loan in Guwahati

Bajaj Finance provides various personal loans in Guwahati tailored to meet diverse needs. Whether you’re planning a trip or facing unexpected expenses, here are some popular loan types:

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How to apply for personal loan in Guwahati

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
    8. Our representative will contact you for further steps.

Calculate your personal loan EMIs

Understanding your monthly obligations is crucial before availing a personal loan in Guwahati. Bajaj Finserv offers a simple and efficient personal loan EMI calculator to help you plan your finances better.

By entering details like the loan amount, tenure, and interest rate, you can get a clear estimate of your EMIs. This ensures you choose a repayment plan that suits your budget, whether you're planning a wedding, pursuing higher education, or managing urgent expenses.

Use this tool to make informed decisions and enjoy the benefits of affordable borrowing. Start calculating today to explore your loan options with confidence.

*Conditions apply

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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.