Bajaj Finserv in your city

Chandigarh is the capital city shared by two states, Haryana and Punjab. It also serves as a union territory and a district, and boasts of one of India's highest per capita incomes.

Salaried individuals looking for instant financing can consider a personal loan in Chandigarh from Bajaj Finserv. You can walk into a branch or apply online to get instant loan approval and quick disbursal.

Features and benefits of a personal loan in Chandigarh

  • Pre-approved offers

    Pre-approved offers

    Know your pre-approved offers by providing a few basic details online. We ensure safety of your information.
  • Flexi loans

    Flexi loans

    Make multiple withdrawals from a pre-sanctioned fund and repay whenever you can with a surplus, with Flexi loans.

  • Receive the money in 24 hours*

    Receive the money in 24 hours*

    Once approved, the loan amount gets transferred to your account within the next 24 hours*.

  • Quick loan approval

    Quick loan approval

    Receive the fastest loan approvals in Chandigarh within 5 minutes only.

  • 24x7 online account access

    24x7 online account access

    Keep track of your loan account and avail relevant information 24x7 through our customer portal - My Account.

  • Funding of up to Rs. 40 lakh

    Funding of up to Rs. 40 lakh

    Seek up to Rs. 40 lakh and meet your expenditures conveniently. Be assured of no end-use restrictions.

In Chandigarh, three governments have their bases, thereby becoming the biggest employer of the city. The place is often called a pensioner's paradise as a significant part of the population consists of retired employees of the government or the armed forces. Apart from the government, there are around 15 medium to large scale industries and more than 2,500 registered small-scale units engaged in machinery, basic metals and paper manufacturing.

Be it for business or personal reasons, a personal loan from Bajaj Finserv can cover your monetary needs satisfactorily. You need not worry about pledging any asset as the credit is unsecured and involves no risk for borrowers. Afford this instant credit easily as interest rates are highly competitive. Before applying, fulfil all the criteria to qualify and get exclusive features on a personal loan in Chandigarh.

*Conditions apply

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Eligibility criteria for a personal loan in Chandigarh

Learn about the eligibility criteria and increase your chances of personal loan approval.

  • Age


    Between 21 years to 80 years*

  • Employment


    Working at a reputed MNC or private/public company
  • Monthly income

    Monthly income

    This varies basis your city of residence. Refer to our updated city list

  • Nationality


    Resident Indians

  • Credit score

    Credit score

    685 and above

Opt for the Bajaj Finserv Personal Loan eligibility calculator to find what amount you are qualified to avail of. You can also evaluate the monetary outflow towards loan repayment using the Bajaj Finserv EMI Calculator.

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Interest rates and charges on a personal loan in Chandigarh

Bajaj Finserv maintains transparency in the terms and conditions. Check out personal loan interest rates and other charges before applying.