Personal Loan in Bhandara

Personal loans have become a go-to financial solution for individuals seeking quick and hassle-free access to funds. Whether you need money for a medical emergency, education, home renovation, or even a wedding, personal loans offer the flexibility to meet diverse financial needs without requiring collateral. If you are in Bhandara and looking for an efficient financial partner, Bajaj Finance provides a seamless personal loan experience tailored to your requirements.

✅Check your pre-approved loan offer in Bhandara with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Substantial loan amount

Bajaj Finance Limited is offering personal loans of up to Rs. 55 lakh, allowing you to manage your large or small expenses. This financial solution is ideal for individuals who are in need of substantial funds for personal or immediate needs, offering a flexible solution to address your diverse financial requirements.

Minimal documentation

With our personal loans, another significant advantage is simple eligibility criteria. All supporting documentation can be submitted digitally. Basic documents such as income proof, address proof, and KYC are required during the application process.

No collateral

A Bajaj Finance Personal Loan is unsecured, which means that you are not required to pledge any asset as collateral. This makes it easier for borrowers who do not want to put any of their assets as a security with the lender. Also, the lack of collateral requirement eliminates the asset verification process, making our personal loan application process and approval swifter.

Quick disbursal

Bajaj Finance Limited ensures a speedy loan approval process, often providing instant approvals. With an instant personal loan, you can access funds quickly to meet urgent financial requirements. Once approved, the loan amount is disbursed within a day, ensuring a hassle-free experience.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhandara with just your phone number and OTP – no need to visit the branch.

Flexible tenures

Our personal loans offer convenient repayment terms, making it easier for borrowers to pay off the loan. Borrowers can choose tenures that range from 12 months to 96 months, making it an ideal option for individuals who want more freedom and flexibility in their repayment plans.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.