Personal Loan in Barnala

Whether it’s for wedding expenses, medical bills, higher education, travel, or home renovation, a Bajaj Finance Personal Loan in Barnala offers quick funds without the need for collateral.

✅ Check your pre-approved loan offer in Barnala with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Quick approval

Apply via an online application form and receive instant approval from Bajaj Finance.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Barnala with just your phone number and OTP – no need to visit the branch.

Online account facility

It’s easy to access your loan account online by using our customer portal – My Account.

Tenure options

Our free personal loan EMI calculator helps select tenures up to 96 months matching your financial capability.

Zero hidden charges

Bajaj Finance ensures complete transparency and maintains nil hidden charges at simple terms and conditions.

Minimum documents required

Submit only a handful of necessary documents to get this fund almost instantly.

Unsecured loans

You do not need to keep an asset as collateral to qualify for a personal loan from Bajaj Finance.

Loan up to Rs. 55 lakh

Get a high sum of up to Rs. 55 lakh with nominal documentation and flexible repayment options.

Money in your bank within 24 hours*

The sanctioned loan amount is credited to your account within 24 hours* of approval.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.