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Bajaj Finserv App

Personal Loan
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Features and Benefits of Personal Loan in Barnala

Barnala is a district in Punjab and located close to Bhatinda. Besides its prominent educational opportunities, the city is renowned for its industrial base. This emerging trading town also serves as a market place for the neighbouring villages.

Avail a personal loan in Barnala and address your financial necessities effortlessly with private lenders like Bajaj Finserv.

  • Money in the Bank Within 48 Hours

    Money in bank within 12 hours

    Receive the approved loan amount in your bank account within 12 hours*.

  • Instant approval

    Quick approval

    Apply through the online application form and get quick approval on the instant loan.

  • Loan up to Rs.25 lakh

    Be it for travel or wedding or medical emergency, personal loan finance of up to Rs. 25 lakh can cater to diverse needs.

  • Unsecured loans

    No need to keep any asset as collateral. You can avail a personal loan by fulfilling simple eligibility criteria.

  • Pay up to 45% lower EMI


    Choose to pay up to 45% lower EMIs on your personal loan with the flexi loan feature. Interest rates are applicable only on the withdrawn amount.

  • Pre-approved offers

    Pre-approved offers

    With pre-approved offers, you can avail funds via a simplified and time-saving process. Check your pre-approved loan offer by entering your name and contact details.

  • Zero hidden charges

    Forget paying any hidden or surprise charges with a Bajaj Finserv Personal Loan. Benefit from 100% transparency in policy. Read our terms and conditions here.

  • Minimal documentation

    Minimum documents required

    Complete the online application process with the documents required for a personal loan.

  • Flexible tenors

    Flexible loan tenor

    Use the free personal loan EMI calculator to choose a convenient tenor between 12 and 60 months.

  • Online loan account access

    Online account facility

    Stay updated about the details related to your personal loan with our online account management facility.

Eligibility Criteria for Personal Loan in Barnala

Meet personal loan eligibility criteria and submit the necessary documents to get approval within minutes.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Barnala

Avail funds at attractive personal loan interest rate and associated charges.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 if you are a new customer for more details about a personal loan in Barnala.

Alternatively, contact us at 020-3957 5152 or send an email to if you are an existing customer.

*Conditions apply