Features and Benefits of Personal Loan in Barnala
Barnala is a district in Punjab and located close to Bhatinda. Besides its prominent educational opportunities, the city is renowned for its industrial base. This emerging trading town also serves as a market place for the neighbouring villages.
Avail a personal loan in Barnala and address your financial necessities effortlessly with private lenders like Bajaj Finserv.
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Money in bank within 12 hours
Receive the approved loan amount in your bank account within 12 hours*.
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Quick approval
Apply through the online application form and get quick approval on the instant loan.
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Loan up to Rs.25 lakh
Be it for travel or wedding or medical emergency, personal loan finance of up to Rs. 25 lakh can cater to diverse needs.
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Unsecured loans
No need to keep any asset as collateral. You can avail a personal loan by fulfilling simple eligibility criteria.
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Flexibility
Choose to pay up to 45% lower EMIs on your personal loan with the flexi loan feature. Interest rates are applicable only on the withdrawn amount.
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Pre-approved offers
With pre-approved offers, you can avail funds via a simplified and time-saving process. Check your pre-approved loan offer by entering your name and contact details.
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Zero hidden charges
Forget paying any hidden or surprise charges with a Bajaj Finserv Personal Loan. Benefit from 100% transparency in policy. Read our terms and conditions here.
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Minimum documents required
Complete the online application process with the documents required for a personal loan.
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Flexible loan tenor
Use the free personal loan EMI calculator to choose a convenient tenor between 12 and 60 months.
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Online account facility
Stay updated about the details related to your personal loan with our online account management facility.
Eligibility Criteria for Personal Loan in Barnala
Meet personal loan eligibility criteria and submit the necessary documents to get approval within minutes.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Barnala
Avail funds at attractive personal loan interest rate and associated charges.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
Call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 if you are a new customer for more details about a personal loan in Barnala.
Alternatively, contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in if you are an existing customer.
*Conditions apply
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Congratulations! You have a pre-approved personal loan/top-up offer.