Personal Loan for Higher Education

Visa and flights

Check your personal loan offer with phone number and OTP → Apply online in 5 minutes.

Heading abroad for your studies? Be prepared for application fees, visa processing charges, airfare, and documentation — all of which can quickly add up.

Why it matters: These expenses usually need to be paid before your education loan is disbursed. A personal loan ensures you don’t miss deadlines.

Course fees and extra costs

Your education loan might cover tuition, but what if you need to enrol in an extra course or switch to a more expensive program? A personal loan gives you that additional financial cushion.

Pro tip: Choose a Flexi Hybrid Term Loan so you can withdraw funds as needed across semesters.

Accommodation

Rent is just the beginning. Add to that groceries, local transport, mobile data plans, and internet — and the monthly total can be a lot more than you expected.

Course material, laptop, and devices

From books and stationery to laptops, software licenses, or lab equipment — academic tools often come with a price tag.

These purchases are unpredictable but essential. With a Flexi Loan, you can borrow only what you need, when you need it — without dipping into savings.

Emergency fund

Health issues or unexpected travel can create sudden expenses. While insurance may help, it rarely covers everything.

3 different loan types - Interest-only EMI option

We have different loan types that you can choose from, based on your needs - Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan.

Money in your account in 24 hours*

You will get the loan amount in your bank account within 24 hours* or, in some cases, on the same day of approval.

Loan of up to Rs. 55 lakh

You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - allowing you to manage different types of expenses.

Long repayment period – up to 96 months.

You can spread your repayment over 8 years, which means manageable EMIs right from the start.

Approval in just 5 minutes

Complete your application online and get quick approval for your instant personal loan.

No part-prepayment charge on Flexi Loans

With our Flexi Loans, you can withdraw and part-prepay at no extra charges – as many times as you want.

No guarantor or collateral needed

You do not need to provide any collateral such as gold ornaments and property papers to get the loan.

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.