Personal Loan in Kota

Need quick funds in Kota for education, home renovation, wedding, or emergencies? A Bajaj Finserv Personal Loan in Kota gives you up to Rs. 55 lakh with no collateral and minimal documentation. The entire process is online—fast, transparent, and completely hassle-free.
 

✅ Check your pre-approved loan offer in Kota with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Less paperwork

Provide only a handful of documents to avail a personal loan from Bajaj Finance.

No hidden fees

We extend personal loans with complete transparency. Check the terms and conditions before applying.

Up to Rs. 55 lakh

With proper eligibility, avail of a personal loan of up to Rs. 55 lakh.

Flexible tenure

Choose a tenure going up to 96 months and plan repayment easily with affordable EMIs.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kota with just your phone number and OTP – no need to visit the branch.

Money in the bank within 24 hours*

After the loan approval, the money gets credited to the account within 24 hours.*

Quick approval

Instant approval makes the Bajaj Finserv Personal Loan suitable for addressing any emergency.

Manage account online

Log in to our customer portal – My Account, and check the repayment status and other details online anytime, anywhere.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.