Personal Loan in Kanpur

Personal Loan in Kanpur

Check your eligibility for personal loan in Kanpur with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Kanpur

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Whether you are planning a family wedding, funding your child’s higher education, managing a medical emergency, or renovating your home in Kanpur, a Bajaj Finserv Personal Loan in Kanpur offers a fast, convenient way to access funds—without collateral or paperwork.

    ✅ Check your personal loan offer in Kanpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    You can borrow up to Rs. 55 lakh, get instant approval, and receive funds within 24 hours*—entirely online and hassle-free.

As one of Uttar Pradesh’s largest industrial and educational hubs, Kanpur is home to thriving tanneries, textile units, and institutes like IIT Kanpur. With growing financial needs among salaried employees, entrepreneurs, and professionals, quick access to personal financing is becoming essential. A personal loan in Kanpur helps residents fund life’s big moments with ease—be it travel, education, home improvement, or medical emergencies.

*Terms and conditions apply

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Features of personal loan in Kanpur

  • Instant online approval

    Apply online with the necessary eligibility requirements to avail instant approval for your personal loan in Kanpur.

  • Get funds within 24 hours*

    Once approved, the loan amount is sent to your account within the next 24 hours, enabling emergency financing.

  • Flexible tenure

    Repay your personal loan affordably in easy EMIs with tenure flexibility of up to 96 months.

  • Basic documents needed

    Bajaj Finserv keeps documents required for personal loan at a minimum for hassle-free processing.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Kanpur with just your phone number and OTP – no need to visit the branch.

  • Loans up to Rs. 55 lakh

    Meet your big-ticket funding needs easily with a personal loan of up to Rs. 55 lakh available online.

  • Manage your loan online

    Access your account online with easy login to our customer portal, My Account, for loan tracking on the go.

  • Transparency

    Avoid any unprecedented charges with complete transparency in terms and conditions for the Bajaj Finserv Personal Loan.

Along with being a fast-growing industrial hub of India, Kanpur also has a rich historical background. The city is currently known for its prevailing leather and textile industries that are its prominent source of employment. It is also home to the first woollen mill of the country, established by the British India Corporation back in 1876.

Availing funds in one of India's most populous metropolitan city is now made easy with the Bajaj Finserv Personal Loan, an unsecured funding option with zero collateral requirements. Meet your diverse funding needs with this end-use restriction-free financing available against minimal documentation.

*Conditions apply

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Eligibility criteria and documents for personal loan in Kanpur

You can easily get the funds you need in Kanpur with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Kanpur

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Get personal loans at attractive rates from Bajaj Finance and repay them conveniently in affordable EMIs.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.