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Bajaj Finserv in Gadag

Gadag, or Gadag-Betageri, is a city and a municipality council situated in its namesake district in Karnataka. The municipality’s administrative headquarters is located here too. Asia’s first co-operative society, Kanaginahal, is in Gadag. The city is also known for its distinct architectural style and places of religious and historical importance.

Residents of the city can avail of a personal loan in Gadag as an urgent funding option.

Features and benefits of personal loan in Gadag

  • Minimal paperwork

    Minimal paperwork

    Now, complete your loan application swiftly by submitting only a handful of documents required for personal loans.

  • Unsecured financing

    Unsecured financing

    Avail of collateral-free financing and meet your funding needs with ease.

  • 24x7 online loan account access

    24x7 online loan account access

    Our dedicated online customer portal – My Account, allows customers to access their loan accounts on the go for convenient management.

  • Flexi feature

    Flexi feature

    Pay interest only on the utilised amount with our Flexi loan facility on personal loans in Gadag and pay up to 45%* lower EMIs.

  • Financing up to

    Financing up to Rs. 55 lakh

    Meet all your substantial financing needs conveniently with up to Rs. 55 lakh as a personal loan in Gadag.

  • Pre-approved loan offers

    Pre-approved loan offers

    Check your pre-approved offer with only your name and contact details. Experience hassle-free loan processing, and meet urgent monetary needs.

  • Repayment over

    Repayment over 96 months

    Our Personal Loan EMI Calculator helps with suitable tenor selection. Choose a long period of up to 96 months and repay your loan with ease.

  • Quick loan approval

    Quick loan approval

    Once your online application is complete, you can get quick approval of the advance.

  • Get funds within

    Get funds within 24 hours*

    Receive your funds within 24 hours*.

  • Zero hidden charges

    Zero hidden charges

    We ensure nil hidden charges are levied on your personal loan.

Gadag is the birthplace of the popular classic Mahabharata writer Kumara Vyasa, lovingly known as Naranappa. With one of the highest literacy rates all over India, Gadag is known for its innovative styles of agriculture to align with new climatic patterns. This segment also contributes significantly to employment in this area.

Residents of the city can now get funding conveniently by filling out a simple application form for a personal loan in Gadag. We ensure quick loan processing and provide dedicated financial calculators to help individuals assess their repayment capacities before applying.

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Eligibility criteria for a personal loan in Gadag

Check and meet all the personal loan eligibility needs before applying for faster approval

  • Age

    Age

    From 21 years to 80 years*

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 plus

  • Employment status

    Employment status

    Salaried individuals employed with an MNC, a private or a public sector company

  • Monthly income

    Monthly income

    Minimum Rs. 22,000 per month

  • Nationality

    Nationality

    Must be a residing Indian citizen

Personal loan eligibility calculators help assess your loan affordability and the maximum limit within which you should borrow. Applying within this limit improves an individual’s chances of quick loan approval. Also, keep all documents handy before applying for your personal loan in Gadag.

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Personal loan interest rates and charges

Although we incur nominal fees and charges on personal loans in the city, it is still essential to check the total cost of your loan. Check your personal loan interest rates, fees and charges before applying for a suitable loan.

Frequently asked questions

Are there any additional charges applicable for the pre-payment of personal loans?

We do not levy any additional charges for part pre-payment if you’ve opted for the Flexi personal loan. However, if you have a standard term loan, you must pay 4.72% (plus taxes) on the prepaid amount, provided that it is greater than one EMI. These charges are applicable only after you pay at least one monthly instalment of your loan. And for foreclosure, you have to bear a nominal fee of 4.72% plus taxes.

What is the EMI bounce charge?

EMI bounce charge means that if you fail to pay your monthly instalment on time, the lender will levy an additional penalty charge on your next payment.

Can personal loans be used for debt consolidation?

Yes, personal loans can be used for debt consolidation. Since this financial product has no limitations on its end usage, one can use it to meet an array of financing needs.