Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Phaltan
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Need funds quickly in Phaltan? Whether it is for a medical emergency, a dream wedding, or consolidating debt, a Bajaj Finserv Personal Loan can help you meet your financial needs with ease. With high loan amounts, instant approval, and quick disbursal, it is a convenient solution for residents of Phaltan.
✅Check your pre-approved loan offer in Phaltan with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and benefits of a personal loan in Phaltan
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Flexi loan facility
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.
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24x7 customer portal
Access your loan account anytime and anywhere with a simple login to our dedicated customer portal – My Account.
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No collateral
Avail finance by fulfilling minimum eligibility requirements and keeping your assets risk-free with our 100% collateral-free personal loans in Phaltan.
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Fast loan approval
Meet urgent financing needs with quick approval of your loan within a few minutes of application.
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Loan of up to Rs. 55 lakh
We at Bajaj Finance extend financing of up to Rs. 55 lakh to help you meet your big-ticket expenses.
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Minimal paperwork
Documents required for personal loan have been reduced to a minimum, making the loan application process swift and effortless.
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Flexible repayment tenure
Our Personal Loan EMI Calculator allows tenure selection of up to 108 months for affordable repayment options.
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Pre-approved loan offer
You can check if you have a pre-approved offer for a personal loan in Phaltan with just your phone number and OTP – no need to visit the branch.
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Complete transparency
Borrowers can be assured of 100% transparency with a zero surplus levy when they avail of a personal loan from us.
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Money in the account within 24 hours*
Send an online application for a personal loan in Phaltan with the necessary documentation for financing and get funds in under 24 hours*.
With a significantly hotter and drier climate than its neighbouring cities and towns, Phaltan has been identified as a drought-prone location. Despite this, winters are cool, pleasant and full of scenic beauty, making it a sought-after local tourism destination. It receives its water supply for irrigation and drinking from river Nira’s Veer dam. Moreover, the city is mentioned in the Hindu mythological history, making it religiously and spiritually unique.
For individuals residing here, a personal loan in Phaltan relieves them of several monetary woes as the financing remains easily accessible. We also offer free financial tools like a Personal Loan Eligibility Calculator for loan availability assessment before you apply. Meeting all eligibility requirements allows quick approval and financing to meet urgent funding requirements with ease.
*Terms and conditions apply
How to apply for personal loan in Phaltan
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Eligibility criteria and documents for personal loan in Phaltan
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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