Personal Loan in Phaltan

Personal Loan in Phaltan

Check your eligibility for personal loan in Phaltan with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Phaltan

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need funds quickly in Phaltan? Whether it is for a medical emergency, a dream wedding, or consolidating debt, a Bajaj Finserv Personal Loan can help you meet your financial needs with ease. With high loan amounts, instant approval, and quick disbursal, it is a convenient solution for residents of Phaltan. 


    Check your pre-approved loan offer in Phaltan with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of a personal loan in Phaltan

  • Flexi loan facility

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

  • 24x7 customer portal

    Access your loan account anytime and anywhere with a simple login to our dedicated customer portal – My Account.

  • No collateral

    Avail finance by fulfilling minimum eligibility requirements and keeping your assets risk-free with our 100% collateral-free personal loans in Phaltan.

  • Fast loan approval

    Meet urgent financing needs with quick approval of your loan within a few minutes of application.

  • Loan of up to Rs. 55 lakh

    We at Bajaj Finance extend financing of up to Rs. 55 lakh to help you meet your big-ticket expenses.

  • Minimal paperwork

    Documents required for personal loan have been reduced to a minimum, making the loan application process swift and effortless.

  • Flexible repayment tenure

    Our Personal Loan EMI Calculator allows tenure selection of up to 96 months for affordable repayment options.

  • Pre-approved loan offer

    You can check if you have a pre-approved offer for a personal loan in Phaltan with just your phone number and OTP – no need to visit the branch.

  • Complete transparency

    Borrowers can be assured of 100% transparency with a zero surplus levy when they avail of a personal loan from us.

  • Money in the account within 24 hours*

    Send an online application for a personal loan in Phaltan with the necessary documentation for financing and get funds in under 24 hours*.

With a significantly hotter and drier climate than its neighbouring cities and towns, Phaltan has been identified as a drought-prone location. Despite this, winters are cool, pleasant and full of scenic beauty, making it a sought-after local tourism destination. It receives its water supply for irrigation and drinking from river Nira’s Veer dam. Moreover, the city is mentioned in the Hindu mythological history, making it religiously and spiritually unique.


For individuals residing here, a personal loan in Phaltan relieves them of several monetary woes as the financing remains easily accessible. We also offer free financial tools like a Personal Loan Eligibility Calculator for loan availability assessment before you apply. Meeting all eligibility requirements allows quick approval and financing to meet urgent funding requirements with ease.


*Terms and conditions apply

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How to apply for personal loan in Phaltan

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Eligibility criteria and documents for personal loan in Phaltan

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.