Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Pandharpur
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Personal loans have become a popular financial solution for individuals seeking quick and hassle-free funding to meet their personal needs. Whether it is for a wedding, medical emergency, home renovation, or travel, a personal loan can provide the necessary financial support. If you are in Pandharpur and looking for an instant personal loan, Bajaj Finance offers a seamless application process, competitive interest rates, and quick disbursal.
✅Check your pre-approved loan offer in Pandharpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Personal loan features and benefits
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Financing up to Rs. 55 lakh
We provide funding of up to Rs. 55 lakh as a personal loan in Pandharpur.
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Up to 108 months for repayment
Use our personal loan EMI calculator to choose a suitable tenure option extending up to 108 months, and repay your loan easily.
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Minimal documentation
The list of documents required for a personal loan is not long, resulting in easy loan processing and quick approval.
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Flexi loans
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Pandharpur with just your phone number and OTP – no need to visit the branch.
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100% transparent
Complete transparency in fees means no hidden charges are levied on your personal loan.
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24x7 online loan management
Visit our customer portal – My Account, to track your loan details anytime and anywhere.
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Swift disbursal
Once the online application is complete, you can receive funds in your account within 24 hours*.
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Collateral-free financing
Meet your urgent funding requirements with a collateral-free personal loan in Pandharpur.
With Marathi as the native language, the cultural influence of the Marathas is evident in Pandharpur (It is also known as Southern Kashi). Its prime attraction is the Lord Vitthal Temple, located on the river Chandrabhaga’s banks. The town bustles all year round with four major pilgrimage Yatras conducted here, contributing to its economic prosperity.
You can easily secure financing at competitive personal loan interest rates with us, which keep repayment affordable. Other fees and charges levied on the advance are minimal and set at nominal rates.
Our Personal Loan branches in Pandharpur
| Personal Loan In Mahavir Nagar |
*Terms and conditions apply
Eligibility criteria and documents for personal loan in Pandharpur
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Pandharpur
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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