Instant Loan in Nizamabad
Nizamabad, also referred to as ‘the City of Nizams’, is located in Telangana. Nizamabad generates revenue largely from private businesses and agriculture. One notable industry here is the historic Nizam Sugar Factory. Besides this, the city is the largest rice producer in the state.
Bajaj Finserv brings to you Personal Loan in Nizamabad, tailored for your unique requirements. Check out its features and advantages below.
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Instant Personal Loan in Nizamabad – Features and Benefits
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Unsecured Loan
Bajaj Finserv sanctions collateral-free personal loan to eligible borrowers fulfilling the required eligibility criteria.
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Quick Disbursal of Personal Loans
As your trustworthy loan provider, we ensure a quick loan disbursal within 24 hours* of approval. Fulfil all required eligibility criteria before applying.
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Flexible Loan Tenor
You can repay the private finance loan in easy EMIs over a tenor extending up to 60 months. Use our personal loan calculator to select a tenor that suits your repayment capacity.
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Loan Amount of Up To Rs.25 Lakh
Manage all your financing needs efficiently with a high-value credit of up to Rs.25 lakh. Its unrestricted end-use feature makes it suitable for diverse funding needs.
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Pre-Approved Offers
Pre-approved offers not only simplify the loan-availing process but also save time. Find your customised the pre-approved offers as per your personal loan eligibility.
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Zero Hidden Costs
Pay only the nominal personal loan interest rates and additional charges that you see. Our 100% transparent policy ensures no underlying charges.
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Instant Approval
Once you submit the online application form, Bajaj Finserv ensures immediate approval of credit within a few minutes.
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Minimum Documentation
Complete the documentation process with minimum papers only. As your chosen private financer, we offer document collection facility at your doorstep.
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Flexi Personal Loan
The exclusive Flexi Loan facility from loan agents like Bajaj Finserv makes the advance more affordable. Borrowers can utilise any amount from the total sanctioned value and pay interest only on the withdrawn amount.
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Online Loan Account
Access Experia to check all the details related to your loan 24x7. Stay updated for all changes in your loan account with this online account management facility.
Eligibility Criteria For Personal Loan in Nizamabad
Increase your chances of credit approval by fulfilling the eligibility criteria and documents required for a personal loan. .
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Nizamabad
Trusted private lenders like Bajaj Finserv assure to charge nominal fees and rates on the personal loan.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount ) |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs. 1,200 (Tax included) |
Contact Us
To get information about personal loan in Nizamabad, new users can contact Bajaj Finserv at 1800-103-3535 or SMS ‘PL’ to 9773633633.
If you are an existing customer, reach us at 020-3957 5152 or email at personalloans1@bajajfinserv.in.
*Conditions apply
