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Features and Benefits of Personal Loan in Korba

Korba is an industrial area in Chhattisgarh known for its coal mines. The major operational coalmines in Korba are Dipka, Kusmunda, and Gevra, which is one of Asia’s biggest mines. The city also houses Korba Thermal Power Station, NTPC’s Korba Super Thermal Power Plant, and several other small power plants.

Consider Bajaj Finserv if you are looking for trusted private lenders for financing. Apply for a high-value online personal loan in Korba to address your diverse needs efficiently.

  • Zero collateral or guarantor

    You do not need a guarantor or keep any asset as collateral to avail a Bajaj Finserv Personal Loan.

  • Loans up to Rs.25 lakh

    Avail funds up to Rs.25 lakh with no end-usage restriction.

  • Immediate approval

    Submit the online application form and get approval on your personal loan within minutes.

  • Money within 12 hours*

    Find your instant loan disbursed within 12 hours* of approval and easily address your immediate financing needs.

  • Minimal documentation

    Basic documentation

    Avoid complicated documentation process. Submit only the basic documents required for a personal loan to avail the credit.

  • Tenor

    Flexible repayment tenor

    Repay over a flexible tenor ranging up to 60 months. Use the easy personal loan EMI calculator to choose the repayment tenor and EMI that is most convenient for you.

  • No hidden costs

    Being a reliable private financier, Bajaj Finserv imposes no hidden costs with the personal loan. For more information, read our terms and conditions.

  • Flexible options

    The Flexi Loan facility lets you pay interest-only EMIs on the withdrawn loan amount for the initial part of the tenor. Reduce your monthly instalments on private finance loan by up to 45%.

  • Online loan account access

    Manage loan online

    Know the payable interest, repayment schedule, EMIs, and outstanding loan amount, among other details easily, with our account management facility online.

  • Pre-approved offers

    Pre-approved offers

    Opt for a faster and simpler loan with exclusive pre-approved personal loan offers for you.

Eligibility Criteria for Personal Loan in Korba

Applicants must meet all the eligibility parameters to avail the unsecured loan successfully.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Korba

Obtain a personal loan at attractive interest rates and nominal additional charges.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Customers new to Bajaj Finserv can seek detailed information about personal loan in Korba. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at

*Conditions apply