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Features and Benefits of Personal Loan in Kharagpur

Kharagpur is an industrial city in West Bengal, housing the nation’s first IIT or Indian Institution of Technology. It is also famous as the world’s 3rd largest railway platform and one of India’s largest railway workshops. Various large industrial plants contribute to the city’s GDP along with rice mills and small iron rolling mills. Companies like Tata Bearings, ISD Cement, BRG Group, Godrej and others operate in Kharagpur.

From wedding and higher education to medical treatment and debt consolidation, a personal loan in Kharagpur can help meet your every requirement sufficiently. Approach Bajaj Finserv for the most attractive rates.

  • Online account management

    Check all the information regarding your online personal loan through our customer portal – Experia.

  • Money in bank in 12 hours*

    Enjoy quick disbursal - get the money credited to your bank account within 12 hours of approval.

  • Pre-mature_Withdrawal

    Pre-approved offers

    As a trusted loan provider in India, Bajaj Finserv simplifies the procedure further with exclusive pre-approved offers. Check your pre-approved offers by entering a few details online.

  • Immediate approval

    With an easy online loan application process, get approval on your instant finance within minutes.

  • Minimal documentation

    Basic documentation

    Provide some of the essential documents required for a personal loan. Enjoy doorstep document collection facility also.

  • Tenor

    Tenors up to 60 months

    Pay off your personal loan with manageable EMIs. Choose a tenor that suits your repayment capacity the best.

  • Flexi loan facility

    Private financiers like Bajaj Finserv enable borrowers to reduce their EMIs by up to 45%. Opt for the Flexi Loan facility and pay interest only on the utilised fund.

  • Loans up to Rs.25 lakh

    Avail unsecured finance loan of up to Rs.25 lakh and utilise fund at your discretion. No asset is needed as security.

  • Transparency

    Bajaj Finserv ensures a 100% transparency in terms and conditions. Repay your loan without worrying about hidden charges.

Eligibility Criteria for Personal Loan in Kharagpur

Learn about the personal loan eligibility criteria and crucial documents before applying.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Kharagpur

Apart from the personal loan interest rates, find out about the other associated costs applicable. Use the Bajaj Finserv Personal Loan EMI calculator online to plan your finances better.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Customers new to Bajaj Finserv can seek detailed information about personal loan in Korba. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at personalloans1@bajajfinserv.in

*Conditions apply