Personal Loan in Kharagpur

A Bajaj Finserv Personal Loan in Kharagpur is a fast, flexible, and trusted way to handle planned and unplanned expenses. From application to approval, everything happens online—giving you more control and convenience.

✅ Check your pre-approved loan offer in Kharagpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Higher loan amount

Avail unsecured financing of up to Rs. 55 lakh. Address your emergencies or planned finances effortlessly.

No hidden fees

There are no hidden charges imposed on personal loans. Go through our terms and conditions carefully.

Quick approval

A hassle-free online loan application process brings you quick approval within 5 minutes*.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kharagpur with just your phone number and OTP – no need to visit the branch.

Online account management

Manage your online personal loan from the comfort of your home using our account management facility.

Basic documents

Bajaj Finserv Personal Loan requires minimum documents for verification. No more lengthy processes.

Flexible tenures

Choose from tenures of up to 96 monthto repay the loan comfortably.

Money in 24 hours*

Receive the approved amount in your account within 24 hours* only.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.