Features and Benefits of Personal Loan in Kharagpur
Kharagpur is an industrial city in West Bengal, housing the nation’s first IIT or Indian Institution of Technology. It is also famous as the world’s 3rd largest railway platform and one of India’s largest railway workshops. Various large industrial plants contribute to the city’s GDP along with rice mills and small iron rolling mills. Companies like Tata Bearings, ISD Cement, BRG Group, Godrej and others operate in Kharagpur.
From wedding and higher education to medical treatment and debt consolidation, a personal loan in Kharagpur can help meet your every requirement sufficiently. Approach Bajaj Finserv for the most attractive rates.
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Online account management
Check all the information regarding your online personal loan through our customer portal – Experia.
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Money in bank in 12 hours*
Enjoy quick disbursal - get the money credited to your bank account within 12 hours of approval.
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Pre-approved offers
As a trusted loan provider in India, Bajaj Finserv simplifies the procedure further with exclusive pre-approved offers. Check your pre-approved offers by entering a few details online.
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Immediate approval
With an easy online loan application process, get approval on your instant finance within minutes.
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Basic documentation
Provide some of the essential documents required for a personal loan. Enjoy doorstep document collection facility also.
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Tenors up to 60 months
Pay off your personal loan with manageable EMIs. Choose a tenor that suits your repayment capacity the best.
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Flexi loan facility
Private financiers like Bajaj Finserv enable borrowers to reduce their EMIs by up to 45%. Opt for the Flexi Loan facility and pay interest only on the utilised fund.
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Loans up to Rs.25 lakh
Avail unsecured finance loan of up to Rs.25 lakh and utilise fund at your discretion. No asset is needed as security.
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Transparency
Bajaj Finserv ensures a 100% transparency in terms and conditions. Repay your loan without worrying about hidden charges.
Eligibility Criteria for Personal Loan in Kharagpur
Learn about the personal loan eligibility criteria and crucial documents before applying.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Kharagpur
Apart from the personal loan interest rates, find out about the other associated costs applicable. Use the Bajaj Finserv Personal Loan EMI calculator online to plan your finances better.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
Customers new to Bajaj Finserv can seek detailed information about personal loan in Korba. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.
If you are an existing customer, get in touch with us at 020-3957 5152 or email at personalloans1@bajajfinserv.in
*Conditions apply
