Bajaj Finserv in your city

Kharagpur is among the most technologically advanced, industrious, and educationally progressive cities in West Bengal. It is renowned for housing the 1st Indian Institute of Technology (IIT).

Avail of personal loans in Kharagpur to fulfil your dreams or cover monetary requirements. Bajaj Finserv brings some of the most exclusive features in the market. Choose to ‘Apply Online’ now.

Features and benefits

  • Higher loan amount

    Higher loan amount

    Avail unsecured financing of up to Rs. 35 lakh. Address your emergencies or planned finances effortlessly.

  • No hidden fees

    No hidden fees

    There are no hidden charges imposed on personal loans. Go through our terms and conditions carefully.

  • Quick approval

    Quick approval

    A hassle-free online loan application process brings you quick approval within 5 minutes*.

  • Pre-approved offers

    Pre-approved offers

    Simplify the process of taking loans and make it faster with pre-approved offers. Check yours online.

  • Flexi loan facility

    Flexi loan facility

    Flexi loans make the repayment easier and bring down the EMIs by up to 45%*.

  • Online account management

    Online account management

    Manage your online personal loan from the comfort of your home using our account management facility.

  • Basic documents

    Basic documents

    Bajaj Finserv Personal Loan requires minimum documents for verification. No more lengthy processes.
  • Flexible tenors

    Flexible tenors

    Choose from tenors of up to 84 months to repay the loan comfortably.

  • Money in %$$PL-Disbursal$$%*

    Money in 24 hours*

    Receive the approved amount in your account within 24 hours* only.

In 1950, Kharagpur got the country’s 1st institute of national importance, the IIT Kharagpur, which accommodates 22,000 residents on campus. The city has the world’s 3rd largest railway platform, the largest railway SSI or Solid State Interlocking system in Asia, and one of India’s largest railway workshops. Being close to Kolkata, Kharagpur has some large industrial plants running here, including Siemens, Tata Hitachi, Tata Metaliks, Ramco Cements, Godrej and others.

However, salaried individuals may often need additional funding to fill the gaps and address their necessities. A personal loan in Kharagpur comes at a reasonable rate of interest. Our additional charges like processing fees, statement charges, part-prepayment charges, etc., are also nominal, ensuring the affordability of the loan.

Once you are qualified, you can apply for a loan via our online application form. Check the status through our customer portal, Experia.

*Conditions apply

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Eligibility criteria

Know about the eligibility criteria necessary for loan approval beforehand.

  • CIBIL score

    CIBIL score

    750 and above

  • Job status

    Job status

    Employed at a private/ public company or a reputed MNC

  • Age


    21 years to 67 years*

  • Nationality


    Indian citizen

The minimum salary requirements for a personal loan largely determine the amount of which you can avail. The higher you earn per month, the better is your scope of taking a higher loan amount. Bajaj Finserv ensures easy accessibility through simple eligibility criteria.

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Interest rates and carges

Borrow funds affordably, thanks to our nominal fees and charges.