Personal Loan in Eluru

Looking for a quick loan in Eluru for urgent or planned expenses? Whether it’s a medical emergency, a wedding, or a big-ticket purchase, a Bajaj Finserv Personal Loan in Eluru gives you up to Rs. 55 lakh with fast approval and minimal documents. With a completely digital process and disbursal in 24 hours*, you can manage your finances confidently—without any hassles.

✅ Check your eligibility with just your phone number and OTP → Apply online in 5 minutes → Get money in your account in 24 hours*

No collateral required

There is no need to have a guarantor or provide collateral to opt for a personal loan in Eluru.

High amount

Meet the eligibility parameters and qualify for a loan of up to Rs. 55 lakh.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Eluru with just your phone number and OTP – no need to visit the branch.

Online account management

Utilise the Bajaj Finserv customer portal – My Account and track all loan-related details online 24/7.

100% transparency

We maintain transparent terms and conditions while offering a personal loan in Eluru.

Flexible repayment options

Bajaj Finserv Personal Loan comes with a repayment tenure up to 96 months.

Hassle-free documentation

Submit only a handful of documents to qualify for high-value funds from us. Check the document list before applying.

Instant approval

Duly fill up the online application form and get loan approval almost instantly. Address any financial emergency easily.

Quick disbursal

Get the money in your account within 24 hours*. Avail of a personal loan in India at minimal borrowing cost.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.