Personal Loan in Betul

Personal Loan in Betul

Check your eligibility for personal loan in Betul with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Betul

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A Bajaj Finserv Personal Loan in Betul is a quick, transparent, and flexible financial solution for residents. Whether you have a planned expense or an urgent need, enjoy instant approval, flexible terms, and funds disbursed in just one day*.


    ✅ Check your pre-approved loan offer in Betul with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Located in the southern part of Madhya Pradesh, Betul is known for its forest reserves, agriculture, and emerging commercial activity. As the town develops, so does the need for fast and flexible financing. A personal loan in Betul helps residents meet lifestyle, medical, education, or emergency needs—without financial strain.


*Terms and conditions apply

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Features and benefits of personal loan in Betul

  • Large loan amount

    Meet the personal loan eligibility criteria to get up to Rs. 55 lakh. Apply online in just a few clicks.

  • No collateral

    Get access to the funds you need without worrying about pledging any collateral.

  • Minimal documentation

    Avail of a personal loan from Bajaj Finance by submitting only a few basic documents.

  • Quick approval

    Apply with Bajaj Finance and get approval on your online loan application in just 5 minutes*.

  • Funds credited in 24 hours*

    Approach Bajaj Finance and receive your loan quantum in 24 hours* after approval.

  • Flexible tenure

    With flexible repayment tenure ranging up to 96 months, repay your loan comfortably.

  • Total transparency

    A personal loan with Bajaj Finance does not include any hidden charges.

  • Easy loan management

    Manage your loan account with 24x7 access to My Account – our dedicated customer portal.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Betul with just your phone number and OTP – no need to visit the branch.

Betul, a district of Madhya Pradesh, predominantly has an agriculture-based economy. The dense forest of this district contributes to its economy as well. In terms of industry, cottage and tourism are the major ones, employing a large section of its population. Betul’s geographical position makes it an easy weekend gateway for nearby cities.


 

Residents of Betul can now meet their financial needs by availing of a personal loan. Meet the personal loan eligibility criteria set by Bajaj Finance to get up to Rs. 55 lakh in no time.


 

You can visit a Bajaj Finserv branch near you or apply online to fast-track this process.


 

*Conditions apply

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Eligibility criteria and documents for personal loan in Betul

You can easily get the funds you need in Betul with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Betul

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000