Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Alibag
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Looking for a quick and hassle-free way to meet your financial needs in Alibag? A personal loan from Bajaj Finance can be the perfect solution. Whether you need funds for a wedding, home renovation, medical emergency, or travel, Bajaj Finance offers instant personal loans with competitive interest rates, flexible repayment tenures, and a fully digital application process.
✅Check your pre-approved loan offer in Alibag with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and benefits of a personal loan in Alibag
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Quick loan approval
Meet simple personal loan eligibility criteria requirements and receive quick approval from our end.
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Nil hidden charges
We ensure zero surprise charges and offer complete transparency in loan terms to reduce your overall borrowing cost.
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24x7 access to the loan account
Our dedicated customer portal – My Account, allows access to your loan account 24x7 for seamless loan management on the go.
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Financing of high quantum
Meet your big-ticket funding needs conveniently with a personal loan from Rs. 40000 - Rs. 55 lakh
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Collateral-free financing
With zero requirements for collateral, personal loans in Alibag are easily accessible to all.
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Simplified paperwork
Paperwork for your financing is now simplified, with documents required for personal loan reduced to minimal.
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Pre-approved offer
You can check if you have a pre-approved offer for a personal loan in Alibag with just your phone number and OTP – no need to visit the branch.
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Flexi loans
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.
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Money in the account within 24 hours*
Meet urgent funding needs in no time with financing under 24 hours* of approval. Send your online application today.
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Extended repayment tenure
Choose a flexible tenure ranging from 12 months to 96 months, for affordable repayment. You can use our Personal Loan EMI Calculator to estimate your monthly instalments.
Located at a distance of 100km from Mumbai, Alibag is influenced by the prosperity of India’s economic capital. The city is known for its fruit production and flourishes in the backdrop of a thriving tourism environment. Several seasonal festivities are held in Alibag that keep the visitors attracted and entertained. It has a well-developed transportation infrastructure comprising roadways and waterways. Alibag is also a centre for export trade and attracts various businesspersons for its commercial importance.
Individuals residing in the city can meet their diverse funding needs with a Bajaj Finserv Personal Loan in Alibag. The loan is a suitable financing avenue to meet emergency funding expenses.
*Terms and conditions apply
Eligibility criteria and documents for personal loan in Alibag
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Alibag
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Check instant personal loan in other cities
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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