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Everything You Need to Know About Bajaj Finserv Gold Loan

  • Highlights

  • Convenient loan amounts from Rs. 5,000 to Rs. 2 crore

  • Attractive gold loan interest rate starting 11% p.a.

  • Quick and easy disbursal process

  • Industry-leading safety protocol

Bajaj Finserv is one of the leading NBFCs in India and it offers some of the best gold loan options available in the market.

Features and Benefits of Bajaj Finserv Gold Loans

Here are some of the attractive features of Bajaj Finserv Gold Loans:

  1. Safe evaluation process – Bajaj Finserv representatives take utmost care of your valuable gold jewellery at our branch during the evaluation process. Testing of the purity of gold is done through all the standard measures, which ensures that no harm is done to the integrity of the gold jewellery.

  2. Large loan amount – Whatever your need be, you can borrow a loan amount starting from as low as Rs. 5,000 up to a maximum of Rs. 2 crore. Even better is that this amount comes with zero end-use restrictions, which means that the money can be used to meet any requirement.

  3. Easy repayment solution – Requirements vary from person to person and so we believe that repayment options should also be flexible for all. You can opt for monthly instalments and repay the borrowed amount gradually. On the other hand, you might choose to keep the money with you and pay at once at the end of the tenor. Alternatively, you might choose to just pay the interest upfront and the principal amount at a later stage.

  4. Industry-leading safety protocols – Be assured that your gold jewellery is safe at Bajaj Finserv Gold Loan branches. Armed guards, motion sensor cameras and strong rooms are some of the key safety features at our branches. It is our priority to safeguard your assets that is so close to you.

  5. Complimentary gold insurance – In the extremely unlikely event of theft, your gold jewellery is insured at 100% of its market value. The insurance is complimentary from our side.

  6. Part release facility – You can take out a part of the gold jewellery pledged for the loan anytime during the tenor. You just need to pay the equivalent amount of the loan.

  7. Minimal documentation – The processing of availing of a gold loan is simple, hassle-free and requires minimal documentation.

  8. Quick disbursal – Speed and convenience are crucial when it comes to gold loans. Since it is a secured loan, the process shall be fast and easy for you and that is what our focus is on. Once your documents and gold jewellery are verified at our branch, the disbursal process is rapid. If opted for amount in cash, disbursals will be made instantly. If opted for amount in your bank account, disbursals will soon be made into your account (speed depends upon your bank’s servers).

  9. Low gold loan interest – Bajaj Finserv offers gold loans starting at just 11%, which is one of the lowest in the market. The additional costs are also kept bare minimum.

  10. High gold loan value per gram (75% LTV) – Gold loan per gram refers to the maximum loan users can avail against the market value of one gram of gold.

The attractive features mentioned above along with a smooth customer experience at the branch and quick service makes Bajaj Finserv one of the best lenders in India. Whatever your requirement be, bring your gold jewellery to us and get a hassle-free gold loan.

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