Top Features and Benefits of the Bajaj Finserv Digital Personal Loan

Features and Benefits of Bajaj Finserv Digital Personal Loan

Know More about the Bajaj Finserv Digital Personal Loan

1. An online loan, available anytime, from anywhere

The Bajaj Finserv Digital Personal Loan is a 100% online finance solution. From availing it to having the money transferred to your bank, everything is carried out electronically via digital modes. This means that you can avail finance from the comfort of your home, from the device of your choosing, be it a PC, laptop, or smartphone. Online services are also available round the clock and so, you can obtain this digital loan anytime you need it.

Additional Read: Instant Personal Loan Without Leaving your Home

2. A pre-approved loan, based upon your existing relationship

Bajaj Finserv extends pre-approved loan offers to existing customers and if you are one of them, you benefit from:

You qualify for finance based on Bajaj Finserv’s evaluation of your financial standing and since your documents have already been submitted, you get a digital personal loan through a paperless process, from start to finish. Thanks to the pre-approved loan offer, you are assured of obtaining finance and know that you will not face rejection.

3. A Loan in 2 Clicks

For existing customers, Bajaj Finserv streamlines the loan acquisition process, reducing it to all of 2 mouse clicks. Click once to view your pre-approved loan offer and click again to avail it! Moreover, your details are auto-populated, according to information existing with Bajaj Finserv and so, the process of availing the loan is effortless.

4. Online disbursal in 20 minutes

Once you avail your offer, the loan amount is transferred to your account in 20 minutes. How is this possible? It is because this is a 100% online disbursal and no lender-side verification takes place. Availing a loan is entirely your initiative, since you are eligible for finance according to your pre-approved loan offer. The start-to-end speedy process makes this instant personal loan one of the fastest in the market.

5. Easy Repayment Options

You get a flexible repayment tenor using which you can space out repayment. The maximum tenor is 60 months and so, you can repay the loan in a total of 60 EMIs. You can use a loan EMI calculator to align your monthly EMI outgo to your current income. Moreover, Bajaj Finserv promises you a digital loan with no hidden charges, thus allowing you to assess all costs accurately as you plan for repayment.

6. Ample finance without collateral

With the Bajaj Finserv Digital Personal Loan, you can get access to a high loan amount. This amount is personalised for you, according to your financial profile, and offered via a pre-approved loan offer. You can obtain it without pledging a valuable asset as collateral.

Additional Read: Benefits of Bajaj Finserv Personal Loan

These important benefits make the digital personal loan a superior option to the regular personal loan and many online variants offered online. With ready money, available anytime, anywhere, through a 2-click process in 20 minutes, you can address a range of needs seamlessly.

This could include:

Having considered the features and benefits up for grabs with the Bajaj Finserv Digital Personal Loan, check your pre-approved offer to get a loan in 2 clicks today!