Get a loan online anywhere, anytime you need finance
Avail a loan in just 2 clicks through a pre-approved offer
Benefit from money kept ready, personalised to your profile
Obtain instant funding through a 20-minute, online disbursal
The Bajaj Finserv Digital Personal Loan is an online finance solution that offers superior accessibility and disbursal times. This instant personal loan is available online, anytime you need it. Unlike regular online loans however, there is no application process involved here and you can get a loan in 2 clicks.
With such provisions, the Digital Personal Loan is among the most convenient solutions existing Bajaj Finserv customers can avail. As a pre-approved customer, you can access funding anytime an emergency crops up or anytime you have needs that require financial backing. With a 20-minute, 100% online disbursal guaranteed, you can obtain liquidity in no time at all.
Loan details | Loan features |
---|---|
Mode of transaction | 100% online |
How to avail | No application, but a simple 2-click process |
Disbursal time | 20 minutes |
Chances of rejection | 0%, as you already qualify based on your existing relationship |
Loan amount | Personalised; money kept ready as per your pre-approved loan offer |
Documentation | 0 documents required |
Loan verification | None; there is no lender-side intervention |
Loan form | Pre-filled, with details as existing with Bajaj Finserv |
Availability | Can avail it from anywhere, anytime |
Tenor | Flexible up to 60 months |
Hidden charges | nil |
Collateral requirement | nil |
The Bajaj Finserv Digital Personal Loan is a 100% online finance solution. From availing it to having the money transferred to your bank, everything is carried out electronically via digital modes. This means that you can avail finance from the comfort of your home, from the device of your choosing, be it a PC, laptop, or smartphone. Online services are also available round the clock and so, you can obtain this digital loan anytime you need it.
Additional Read: Instant Personal Loan Without Leaving your Home
Bajaj Finserv extends pre-approved loan offers to existing customers and if you are one of them, you benefit from:
A loan without paperwork
Money kept ready, anytime you need it
You qualify for finance based on Bajaj Finserv’s evaluation of your financial standing and since your documents have already been submitted, you get a digital personal loan through a paperless process, from start to finish. Thanks to the pre-approved loan offer, you are assured of obtaining finance and know that you will not face rejection.
For existing customers, Bajaj Finserv streamlines the loan acquisition process, reducing it to all of 2 mouse clicks. Click once to view your pre-approved loan offer and click again to avail it! Moreover, your details are auto-populated, according to information existing with Bajaj Finserv and so, the process of availing the loan is effortless.
Once you avail your offer, the loan amount is transferred to your account in 20 minutes. How is this possible? It is because this is a 100% online disbursal and no lender-side verification takes place. Availing a loan is entirely your initiative, since you are eligible for finance according to your pre-approved loan offer. The start-to-end speedy process makes this instant personal loan one of the fastest in the market.
You get a flexible repayment tenor using which you can space out repayment. The maximum tenor is 60 months and so, you can repay the loan in a total of 60 EMIs. You can use a loan EMI calculator to align your monthly EMI outgo to your current income. Moreover, Bajaj Finserv promises you a digital loan with no hidden charges, thus allowing you to assess all costs accurately as you plan for repayment.
With the Bajaj Finserv Digital Personal Loan, you can get access to a high loan amount. This amount is personalised for you, according to your financial profile, and offered via a pre-approved loan offer. You can obtain it without pledging a valuable asset as collateral.
Additional Read: Benefits of Bajaj Finserv Personal Loan
These important benefits make the digital personal loan a superior option to the regular personal loan and many online variants offered online. With ready money, available anytime, anywhere, through a 2-click process in 20 minutes, you can address a range of needs seamlessly.
This could include:
Undertaking self-improvement through online courses
Consolidating debt quickly
Creating a fund to tackle an emergency
Funding a business need effectively
Having considered the features and benefits up for grabs with the Bajaj Finserv Digital Personal Loan, check your pre-approved offer to get a loan in 2 clicks today!
This is a 3-minute read.
40 people have shared this article.