Key takeaways
Today’s gold rate in Sirsa is calculated using international gold prices and several domestic factors. Here's how the final gold price is determined:
Making charges: Jewellers add making charges and their own margin to the gold price. These charges vary between jewellers and can result in small differences in the final price you pay.
Most jewellers and lenders in Sirsa use the IBJA daily benchmark as the reference gold price. This keeps gold rates broadly similar across the city, while making charges account for most differences in the final selling price.
Now that you know how the gold price in Sirsa is calculated, let's look at a simple example to understand it better.
Suppose your 22K gold jewellery is valued at Rs. 4,00,000.
If the applicable LTV ratio is 80%, your estimated loan amount may be:
Rs. 4,00,000 × 80% = Rs. 3,20,000
Moreover, the final loan amount depends on the purity of your gold, the applicable gold rate, and the lender's valuation process.
Gold prices in Sirsa have moved upward over the years, though the rate can change from one period to another. Today's gold rate in Sirsa reflects current market conditions, while long-term trends are shaped by international gold prices, currency movements, inflation and domestic demand.
| Year | 24-carat gold price per 10 grams |
|---|---|
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,000 |
| 2023 | Rs. 65,000 |
| 2022 | Rs. 52,000 |
| 2021 | Rs. 47,000 |
| 2020 | Rs. 48,000 |
| 2019 | Rs. 35,000 |
| 2018 | Rs. 31,000 |
| 2017 | Rs. 29,000 |
Today's gold rate in Sirsa can change with shifts in global markets, currency values, government policies and local buying patterns. These are some of the main factors that can influence the price:
Your gold can help you meet your financial needs. Check your gold loan eligibility to estimate how much you may be able to borrow.
Gold purity is measured in karats. A higher karat means a higher percentage of pure gold.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common use | Designer jewellery | Traditional jewellery | Coins and bars |
| Price | Lowest | Higher | Highest |
Before buying jewellery or applying for a gold loan, checking gold purity can help you understand its quality and value. If you are comparing the today gold rate in Sirsa Haryana 24 carat, it is also important to confirm the purity of the gold being valued.
For a more reliable result, get your gold tested by a trusted jeweller or certified gold testing centre in Sirsa.
Have gold at home? Check your gold loan eligibility to estimate how much you may be able to borrow.
You can estimate the current value of your gold using three simple details:
This gives the approximate market value of your gold. The final amount offered for a gold loan depends on the applicable LTV ratio, gold purity, and the lender's valuation process.
Gold prices influence the value of several investment options, including physical gold, Gold ETFs and Sovereign Gold Bonds (SGBs). When gold prices rise, these investments may gain in value, while a fall in gold prices can affect their value. Tracking today's gold rate in Sirsa can help you follow price movements and understand how changes in gold prices may affect your investment decisions.
The gold rate on the day your gold is assessed plays an important role in determining your eligible loan amount. When gold prices are higher, the value of your pledged gold also increases, which may result in a higher eligible loan amount. If gold prices fall, the eligible loan amount may also reduce.
Your eligible loan amount depends on the following factors:
Only the intrinsic value of your gold is considered during valuation. Stones and other embellishments attached to the gold are not included. The loan amount is determined using the applicable LTV ratio, which varies by loan size.
The final loan amount depends on the applicable LTV ratio, the purity of your gold, and the gold price used for valuation. The valuation is based on the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The applicable LTV ratio must be maintained throughout the loan tenure and may change as per RBI guidelines and the lender's policy.
The applicable LTV ratio varies based on the loan amount. To know more, click here.
With Bajaj Finance, you can get a gold loan of Rs. 5,000 to Rs. 2 crore by pledging your gold jewellery, ornaments, or gold coins. The gold loan interest rate starts from 9.50% per annum. Gold jewellery and ornaments between 18-22 purity are accepted as collateral. While gold coins of up to 24 karat purity are also accepted. Your pledged gold remains stored in secure vaults and is insured throughout the loan tenure.
Before applying, here are a few important details:
Before applying, use the gold loan calculator to estimate your eligible loan amount or check your gold loan eligibility online based on today's gold rate in Sirsa, your gold's purity, and its weight.
Apply in minutes. Money in account instantly with a Bajaj Finance Gold Loan*
| Gold rate in Andhra Pradesh | Gold rate in Delhi | Gold rate in Tamil Nadu |
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The gold rate in Sirsa today for 22K (916) gold can change daily with international gold prices, USD-INR movements and local market conditions. Since rates fluctuate regularly, checking the latest 22K gold rate before buying, selling or pledging gold can help you understand its current value.
The 916 gold rate in Sirsa is influenced by several global and domestic factors. International gold prices provide the broader market direction, while USD-INR movements can affect the cost of imported gold. Local demand, import duties, taxes and market conditions also influence the rate. For jewellery, making charges and jeweller margins can further affect the final price paid by buyers.
The gold price in Sirsa can change regularly due to movements in international gold prices, the USD-INR exchange rate, taxes and local demand. Tracking recent gold price trends can help you understand market movements and plan your next step, whether you are buying gold, investing or considering a gold loan.
Today's gold rate in Sirsa is updated regularly based on market conditions and varies for 22K and 24K gold. Check the latest gold rate before buying gold, investing, or applying for a gold loan.
916 hallmark gold in Sirsa is 22 carats. The term "916" indicates that the gold is 91.6% pure, meaning 22 parts of gold are mixed with 2 parts of other metals to enhance its durability and strength. This makes 22-carat gold an ideal choice for crafting jewellery, providing a good balance between purity and resilience.
To calculate the 916 KDM gold price in Sirsa, first, find the current market price of pure 24-karat gold per gram. Multiply this price by 0.916 to get the price of 22-karat (916) gold. Then, add any applicable making charges and GST to this base price. This will give you the final price of 916 KDM gold in Sirsa.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
