Rs. 5,000 - Rs. 2 crore
To find the nearest gold loan branch,
Enter phone and OTP | Check amount you can get | Apply for quick funds
What is hallmark gold?
Hallmarked gold is gold that has been officially certified for its purity by a recognised authority such as the Bureau of Indian Standards (BIS). If you are wondering what is hallmark gold, it is essentially gold that carries a stamp confirming it meets strict purity standards, ensuring it is genuine and trustworthy.
In India, hallmarked gold is available in different purity levels such as 958 (23 karat), 916 (22 karat), 875 (21 karat), and 750 (18 karat). This hallmark is not just a symbol but a guarantee of quality, authenticity, and transparency. It helps buyers make confident and informed decisions while purchasing gold jewellery or investing in it. Choosing hallmarked gold ensures purity and adds long-term value to your purchase.
When buying gold jewellery, you often hear terms like hallmarked gold, KDM gold, and 916 gold. Each of these represents a different aspect of gold purity and quality. Understanding these differences helps you make smarter buying decisions and ensures you get fair value for your purchase.
How to check the hallmark on gold?
Checking the hallmark on gold helps you confirm its purity and authenticity before purchase. It is usually stamped in a small area of the jewellery and can be verified with a close look.
- BIS logo: Indicates certification by the Bureau of Indian Standards
- Purity mark: Shows gold purity in carat and fineness (such as 22K or 916)
- Jeweller’s mark: Identifies the manufacturer or seller
- Assaying centre mark: Confirms testing and approval centre
You can use a magnifying glass to clearly see these markings, often found inside rings or on necklace clasps. Verifying these marks ensures you are buying genuine gold with accurate purity, giving you confidence in your purchase and investment.
Quick tip: Wondering how much you can borrow on your gold? Just check your gold loan eligibility—it takes seconds and minimal paperwork!
KDM gold meaning and its importance
KDM gold refers to a type of gold used in jewellery making where cadmium is added to the gold alloy to make it easier to work with. The term “KDM” comes from cadmium-based soldering used in traditional jewellery crafting.
- Meaning: Gold alloyed with cadmium for smoother soldering
- Use: Helps create detailed and intricate jewellery designs
- Advantage: Easier shaping and strong finish in ornaments
- Limitation: Less preferred today due to health concerns linked to cadmium exposure
KDM gold is mainly valued for its craftsmanship benefits rather than purity certification. While it allows jewellers to create delicate designs, it is now largely replaced by safer and hallmarked gold options that ensure better purity standards and long-term trust for buyers.
Difference between 916 KDM gold and hallmarked gold
The difference between 916 KDM gold and hallmarked gold mainly lies in purity verification and official certification. While both may contain 91.6% pure gold, the assurance of quality is not the same. If you are wondering 916 kdm means, it refers to gold made using cadmium-based soldering in traditional jewellery making. In contrast, 916 purity gold means gold that contains 91.6% pure gold with verified hallmark certification.
- 916 purity level: Both types generally contain 91.6% gold content
- 916 KDM gold: Traditionally linked with cadmium soldering; purity depends on jeweller claim
- Hallmarked gold: Tested and certified by BIS-authorised centres for authenticity
- Trust factor: Hallmarked gold offers higher reliability and transparency
- Usage preference: Hallmarked gold is preferred for investment, resale, and long-term value
Always check the hallmark stamp and request a proper bill before purchasing gold jewellery.
Why is the hallmark important for gold buyers?
The hallmark on gold is a trusted certification that confirms purity and quality as per Bureau of Indian Standards (BIS). It ensures that the gold you buy matches the declared purity and is not mixed with inferior metals. This becomes especially important when understanding terms like 916 kdm means, which refers to traditional cadmium-based jewellery making, and 916 purity gold means, which indicates 91.6% pure certified gold with hallmark assurance.
- Purity assurance: Confirms accurate gold content such as 22K or 24K
- Authenticity check: Protects buyers from fake or impure gold
- Better resale value: Hallmarked gold is easier to sell or exchange
- Market trust: Ensures transparency in pricing and quality
- Investment safety: Helps retain long-term value of gold assets
Hallmarked gold gives buyers confidence that they are paying for genuine quality. It reduces risk, improves resale prospects, and makes gold a safer long-term investment choice.
Impact of hallmark gold on gold loan approval
Hallmark gold significantly impacts gold loan approval, ensuring a smoother and more favourable process. When you use hallmark gold as collateral, particularly with a 916 hallmark, your loan is more likely to get approved quickly. This is because hallmark gold guarantees the purity and authenticity of the gold, reducing the risk for the lender.
The 916 hallmark gold price reflects its 91.6% purity, which is widely accepted and trusted in the market. This assured purity allows financial institutions to confidently offer better loan terms and higher loan amounts. With hallmark gold, you can expect a low gold loan rate, as lenders perceive less risk and can offer more favourable terms.
Bajaj Finance gold loan options are particularly attractive for those using hallmark gold as collateral. The transparent purity of 916 hallmark gold ensures that you receive a fair and accurate valuation, leading to a higher loan amount. Additionally, the clear documentation associated with hallmark gold can speed up the approval process, making it more efficient and hassle-free.
In summary, using hallmark gold, especially 916 hallmark gold, can positively impact your gold loan approval, offering you better rates and faster processing. This makes it an ideal choice for securing a Bajaj Finserv Gold Loan.
Disclaimer
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
Smartphones
Led TVs
Air Conditioner
Refrigerators
Air Coolers
Laptops
Washing Machines
Savings Offer
Easy EMI Loan
Personal Loan
Check Eligibility
Salaried Personal Loan
EMI Calculator
Account Aggregator
Bajaj Pay
Wallet to Bank
Deals starting @99
Min. 50% off
Loan Against Shares
Commercial property loan
Loan Against Mutual Funds
Loan Against Insurance Policy
ESOP Financing
Easy EMI Loan
Two-wheeler Loan
Loan for Lawyer
Industrial Equipment Finance
Industrial Equipment Balance Transfer
Industrial Equipment Refinance
Personal Loan Branch Locator
Used Tractor Loan
Loan Against Tractor
Tractor Loan Balance Transfer
Flexi
View All
Term Life Insurance
ULIP Plan
Savings Plan
Family Insurance
Senior Citizen Health Insurance
Critical Illness Insurance
Child Health Insurance
Pregnancy and Maternity Health Insurance
Individual Health Insurance
Low Income Health Insurance
Student Health Insurance
Group Health Insurance
Retirement Plans
Child Plans
Investment Plans
Open Demat Account
Trading Account
Margin Trading Facility
Share Market
Invest in IPO
All stocks
Top gainers
Top losers
52 week high
52 week low
Loan against shares
Home Loan
Transfer your existing Home loan
Loan against Property
Home Loan for Salaried
Home loan for self employed
Commercial property loan
Loan Against Property Balance Transfer
Home Loan EMI Calculator
Home Loan eligibility calculator
Home Loan balance transfer
View All
Two-wheeler Loan
Bike
Commuter Bike
Sports Bike
Tourer Bike
Cruiser Bike
Adventure Bike
Scooter
Electric Vehicle
Best Sellers
Popular Brands
Business Loan
Secured Business Loan
Loan against property
Loans against property balance transfer
Loan for Doctors
Loan for Chartered Accountants
Loan for Lawyers
Loan against shares
Home Loan
Loans against mutual funds
Loan against bonds
Loan against insurance policy
Apply for Gold Loan
Transfer your Gold Loan with Us
Chat with Us
Gold Loan Branch Locator
ULIP Plan
Savings Plan
Retirement Plans
Child Plans
Free Demat Account
Invest in Stocks
Invest in IPO
Margin Trading Facility
Fixed Deposit Branch Locator
New Car Loan
Used Car Loan
Loan Against Car
Car Loan Balance Transfer and Top-up
My Garage
Get Bajaj Prime
Mobiles on EMI
AC on EMI
Air Cooler on EMI
Refrigerator on EMI
LED TV on EMI
Kitchen appliances on EMI
Washing machines
Electronics on EMI
Personal Loan EMI Calculator
Personal Loan Eligibility Calculator
Home Loan EMI Calculator
Home Loan Eligibility Calculator
Good & Service Tax (GST) Calculator
Flexi Day Wise Interest Calculator
Flexi Transaction Calculator
Secured Business Loan Eligibility Calculator
Fixed Deposits Interest Calculator
Two wheeler Loan EMI Calculator
New Car Loan EMI Calculator
Used Car Loan EMI Calculator
All Calculator
Used Tractor Loan EMI Calculator
Hot Deals
Kitchen Appliances
Tyres
Camera & Accessories
Mattresses
Furniture
Watches
Music & Audio
Cycles
Mixer & Grinder
Fitness Equipment
Fans
Personal Loan for Doctors
Business loan for Doctors
Home Loan
Secured Business Loan
Loan against property
Secured Business Loan Balance Transfer
Loan against share
Gold Loan
Medical Equipment Finance
Smart Hub
ITR Service
Digi Sarkar
Savings Offer
Easy EMI
Offer World
1 EMI OFF
New Launches
Zero Down Payment
Clearance Sale
Bajaj Mall Sale
Mobiles under ₹20,000
Mobiles under ₹25,000
Mobiles under ₹30,000
Mobiles under ₹35,000
Mobiles under ₹40,000
Mobiles under ₹50,000
Articles
Overdue Payments
Other Payments
Document Center
Bank details & Documents
Tax Invoice Certificate
Do Not Call Service
Hamara Mall Orders
Your Orders
Fixed Deposit (IFA) Partner
Loan (DSA) Partner
Debt Management Partner
EMI Network Partner
Became a Merchant
Partner Sign-in
Trade directly with your Demat A/c
ITR
My Garage
Live Videos
Savings Offer
Smartphones
LED TVs
Air Conditioners
Refrigerators
Air Coolers
Laptops
Washing Machines
Water Purifiers
Tablets
Kitchen Appliances
Mattresses
Furniture
Music and Audio
Cameras & Accessories
Cycle
Watches
Tyres
Luggage & Travel
Fitness Equipment
Tractor
vivo Mobiles
OPPO Mobiles
Bluestar ACs
Sony LED TVs
Voltas ACs
LG ACs
Aisen Air Coolers
Godrej Air Coolers
Lloyd Air Coolers
New Tractor Loan
Used Tractor Loan
Loan Against Tractor
Tractor Loan Balance Transfer
New Car Loan
New Cars Under ₹10 Lakh
New Cars – ₹10–₹15 Lakh
New Cars – ₹15–₹20 Lakh
New Cars – ₹20–₹25 Lakh
New Car Brands
Petrol – New Cars
Diesel – New Cars
Electric – New Cars
CNG – New Cars
Hybrid – New Cars